6156 Cherokee Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 6156 Cherokee Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 2005
Lot Size	0.505 acres (21,998 sqft)
Owner	2 Individual Names on File
Last Sale	$159,000 (Feb 2017)
Tax Bill	$1,098 (2024)
Deeds & Mortgages	May 2022 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-2N-28-0000-06200-0000`

Property Details

APN / Parcel Number

Primary APN	`17-2N-28-0000-06200-0000`
Alternative APN	`N282170000062000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,736 sqft Living Area
Gross Area	2,348 sqft
1st Floor Area	1,736 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,998 sqft (0.505 acres)
Lot Dimensions	275 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	42 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6156 CHEROKEE DR
City	MILTON
State	FL
Zip	32570-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	CHEROKEE ROAD UNREC SUB BLK A LOT 3 FURTHER DES AS: COM I/S W R/W SUMMIT ST & N R/ W CHEROKEE RD TH N 892346W 81.50 FT TO POB & CONT 80 FT TH N 0100E 275.19 FT TH S 893035E 80.02 FT TH S 010 W 275.34 FT TO POB AS DES IN OR 3598 PG 151 & IN OR 359
Legal Range	28W
Legal Township	2N
Legal Section	17
Legal Subdivision	CHEROKEE ROAD UNREC SUB
Legal Block	A
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	2
Census Block	2047
Census Tract	10506

Owner

6156 Cherokee Dr is owned and occupied by two individuals who bought it in February 2017.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6156 CHEROKEE DR, MILTON, FL 32570-6507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 8, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 10, 2017	Warranty Deed, Transfer CITIZENS TITLE GROUP INC
Feb 10, 2017	Warranty Deed, Transfer CITIZENS TITLE COMPANY, CITIZENS TITLE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2017 · Amount on File
Deed Sale	Feb 10, 2017 · Amount on File
Prior Sale	Feb 9, 2009 · Amount on File
Deed Document Number	20175451
Deed Book / Page	3598 / 151
Prior Transfer Date	Jan 29, 2009
Prior Transfer Doc	0028791677
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6156 CHEROKEE DR, MILTON, FL 32570-6507
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6156 CHEROKEE DR, MILTON, FL 32570-6507

Mortgage

Document Number	0042891657
Date	May 31, 2022
Book Page	4289/1657
Instrument	202232641

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6156 CHEROKEE DR, MILTON, FL 32570-6507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039371177
Date	Apr 8, 2020
Book Page	3937/1177
Instrument	202017022

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 10, 2017
Property Address	6156 CHEROKEE DR, MILTON, FL 32570-6507
Document Number	0035980151
Book / Page	3598 / 0151
Instrument Date	Feb 8, 2017
Instrument	201705451
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CITIZENS TITLE GROUP INC

Transaction

Amount	Amount on Record
Tax	$1,113.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3598 CEDAR MOUNTAIN RD, 3598, DIVIDE, CO 80814-9134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6156 CHEROKEE DR, MILTON, FL 32570-6507

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 10, 2017
Property Address	6156 CHEROKEE DR, MILTON, FL 32570-6507
Document Number	0035980152
Book / Page	003598 / 000152
Instrument Date	Feb 8, 2017
Instrument	5452
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	CITIZENS TITLE COMPANY, CITIZENS TITLE GROUP INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6156 CHEROKEE DR MILTON FL 325706507, MILTON, FL 32570-6507

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$133,851 (+2.9%)	$182,704 (+3.09%) Land $27,200 Building $155,504
2024	$1,098.00 (+2.62%) Homeowner's exemption Widower's exemption	$130,079 (+3%)	$177,234 (+2.88%) Land $24,000 Building $153,234
2023	$1,070.00 (-1.92%) Homeowner's exemption Widower's exemption	$126,290 (+3%)	$172,269 (+4.37%) Land $20,000 Building $152,269
2022	$1,091.00 Homeowner's exemption Widower's exemption	$122,612	$165,053 Land $14,000 Building $151,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6156 Cherokee Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6156 Cherokee Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: T-Mobile.

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