616 Wilder St, Elgin, IL 60123 Property Records

Kane County property record for 616 Wilder St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,382 sqft · built 1880
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Feb 2017)
Tax Bill	$5,209 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-383-024`

Property Details

APN / Parcel Number

Primary APN	`06-11-383-024`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,382 sqft Living Area
Gross Area	2,213 sqft
Basement Area	831 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	616 WILDER ST
City	ELGIN
State	IL
Zip	60123-3541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANSONS 2ND SUB OF LOT 8 OF EZRA HANSONS SUB LOT 7
Legal Subdivision	EZRA HANSONS SUB
Legal Block	3
Legal Lot Number	8,7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3031
Census Tract	854600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 FIELDCREST CT, ALGONQUIN, IL 60102-5309
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2017 · Amount on Record
Deed Sale	Feb 15, 2017 · Amount on Record
Prior Sale	Feb 26, 2009 · Amount on Record
Deed Document Number	20178858
Record Updated	Oct 29, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 15, 2017
Property Address	616 WILDER ST, ELGIN, IL 60123-3541
Document Number	0000008858
Instrument Date	Jan 25, 2017
Instrument	2017K008858
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PRECISION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 FIELDREST COURT, ALGONQUIN, IL 60102-5309

Mortgage

Document Number	0000008859
Date	Feb 15, 2017
Instrument	2017K008859

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate	4.87%

Mortgage

Document Number	0000008860
Date	Feb 15, 2017
Instrument	2017K008860

Lender

Name	WESTAR INDUSTRIES LLC
Type	Non-Lending Institution
Address	00000

Agreement

Amount	Amount Recorded
Term	35 Months
Due	Jan 1, 2020

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,209.00 (+15.96%)	$68,284 (+8.57%) Land $16,394 Building $51,890	$204,934 (+8.57%) Land $49,202 Building $155,732
2024		$62,894 (+21.39%) Land $15,100 Building $47,794	$188,758 (+21.44%) Land $45,318 Building $143,439
2022	$4,492.00 (+3.96%)	$51,810 (+6.96%) Land $12,439 Building $39,371	$155,430 (+6.96%) Land $37,317 Building $118,113
2021	$4,321.00	$48,439 Land $11,630 Building $36,809	$145,317 Land $34,890 Building $110,427

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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