616 Washington St, Erwin, TN 37650 Property Records

Unicoi County property record for 616 Washington St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,620 sqft · built 1976
Lot Size	0.12 acres (5,206 sqft)
Owner	Company Name on Record
Last Sale	$80,000 (Feb 2026)
Tax Bill	$423 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2026 Sale & Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`031K-A-006.00`

Property Details

APN / Parcel Number

Primary APN	`031K-A-006.00`
Alternative APNs	`086031K A 00600` `000008343`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,206 sqft (0.12 acres)
Lot Dimensions	78 ft deep x 77 ft wide
Garage Type	Detached
Garage Area	1,680 sqft
Deck Area	Deck Area
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	616 WASHINGTON ST
City	ERWIN
State	TN
Zip	37650-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PB 1 PG 8 BLK F LOT 7 108X122M IRR
Legal Subdivision	LOVE SPRINGS
Legal Block	F
Legal Lot Number	7
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1034
Census Tract	80200

Owner

Source: Unicoi County records, as of February 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	106 BROAD ST, 113, ELIZABETHTON, TN 37643-2713
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIAVI FUNDING INC
Feb 19, 2026	Warranty Deed, Transfer · Construction Mortgage APPROACH LENDING LLC
Jan 8, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Jul 25, 1990 · Amount on Record
Deed Document Number	2026364
Deed Book / Page	500 / 922
Prior Transfer Date	Jan 8, 2026
Prior Transfer Doc	0000499889
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Recording Date	Jul 23, 2026
Property Address	616 WASHINGTON ST, ERWIN, TN 37650-2005
Document Number	0000001572
Book / Page	506 / 398
Instrument Date	Jul 20, 2026
Instrument	20261572
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000001572,
Date	Jul 23, 2026
Book Page	506/398
Instrument	20261572

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Feb 19, 2026
Property Address	616 WASHINGTON ST, ERWIN, TN 37650-2005
Document Number	0000500922
Book / Page	500 / 922
Map Reference	MB 36 PG 420
Instrument Date	Feb 5, 2026
Instrument	26000364
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 BROAD ST # 1, 1, ELIZABETHTON, TN 37643-2713

Mortgage

Document Number	0000500926
Date	Feb 19, 2026
Book Page	500/926
Instrument	26000365

Lender

Name	APPROACH LENDING LLC
Type	Lending Institution
Address	KNOXVILLE, TN 37919

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Dec 1, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNICOI TN
Recording Date	Jan 8, 2026
Property Address	616 WASHINGTON ST, ERWIN, TN 37650-2005
Document Number	0000499889
Book / Page	499 / 889
Map Reference	MB 36 PG 420
Instrument Date	Jul 20, 1993
Instrument	26000053
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 RICH HOLLOW RD, ERWIN, TN 37650-8809

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,200 (-) Land $3,700 Building $12,500	$64,800 (-) Land $14,800 Building $50,000
2024	$423.00 (+11.02%)	$16,200 (-) Land $3,700 Building $12,500
2023		$16,200 (-) Land $3,700 Building $12,500
2022	$381.00	$16,200 Land $3,700 Building $12,500	$64,800 Land $14,800 Building $50,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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