610 Washington St, Erwin, TN 37650 Property Records

Unicoi County property record for 610 Washington St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,674 sqft · built 1950
Lot Size	0.27 acres (11,768 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Apr 2026)
Tax Bill	$482 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2025 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031K-A-020.00`

Property Details

APN / Parcel Number

Primary APN	`031K-A-020.00`
Alternative APNs	`086031K A 02000` `000008360`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	2 Stories
Building Area	1,674 sqft Living Area
Gross Area	2,511 sqft
1st Floor Area	837 sqft
Upper Floors Area	837 sqft
Basement Area	837 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,768 sqft (0.27 acres)
Lot Dimensions	165 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished/Open Porch
Porch Area	51 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	610 WASHINGTON ST
City	ERWIN
State	TN
Zip	37650-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PB 1 PG 8 BLK F LOT 30 60X150X61M
Legal Subdivision	LOVE SPRINGS
Legal Block	F
Legal Lot Number	30
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1034
Census Tract	80200

Owner

Source: Unicoi County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	610 WASHINGTON ST, ERWIN, TN 37650-2005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CREDIT UNION
Dec 10, 2025	Warranty Deed, Construction Loan · Construction Mortgage APPROACH LENDING LLC
Nov 21, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Dec 10, 2025 · Amount on Record
Deed Document Number	2026663
Deed Book / Page	502 / 207
Prior Transfer Date	Nov 21, 2025
Prior Transfer Doc	0000498316
Record Updated	Jun 8, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Apr 1, 2026
Property Address	610 WASHINGTON ST, ERWIN, TN 37650-2005
Document Number	0000000663
Book / Page	502 / 207
Instrument Date	Mar 31, 2026
Instrument	2026663
Transaction Type	Transfer
Record Updated	Apr 9, 2026
Title Company	PASSPORT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76,608.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 WASHINGTON ST, ERWIN, TN 37650-2005

Mortgage

Document Number	0000000670,
Date	Apr 1, 2026
Book Page	502/266
Instrument	2026670

Lender

Name	EASTMAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Dec 10, 2025
Property Address	610 WASHINGTON ST, ERWIN, TN 37650-2005
Document Number	0004981009
Book / Page	498 / 1009
Map Reference	MB 36 PG 420
Instrument Date	Dec 10, 2025
Instrument	25002741
Transaction Type	Construction Loan
Record Updated	Dec 30, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1381 POWDER BRANCH RD, JOHNSON CITY, TN 37601-6294

Mortgage

Document Number	0025002742
Date	Dec 10, 2025
Instrument	25002742

Lender

Name	APPROACH LENDING LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Oct 1, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Nov 21, 2025
Property Address	610 WASHINGTON ST, ERWIN, TN 37650-2005
Document Number	0000498316
Book / Page	498 / 316
Map Reference	MB 36 PG 420
Instrument Date	Jul 21, 1993
Instrument	25002595
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 RICH HOLLOW RD, ERWIN, TN 37650-8809

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,450 (-) Land $3,925 Building $14,525	$73,800 (-) Land $15,700 Building $58,100
2024	$482.00 (+11.06%)	$18,450 (-) Land $3,925 Building $14,525
2023		$18,450 (-) Land $3,925 Building $14,525
2022	$434.00	$18,450 Land $3,925 Building $14,525	$73,800 Land $15,700 Building $58,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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