616 Thomas St, Crown Point, IN 46307 Property Records

Lake County property record for 616 Thomas St, Crown Point, IN 46307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,628 sqft · built 1924
Lot Size	0.305 acres (13,289 sqft)
Owner	2 Individual Names on Record
Last Sale	$254,999 (Nov 2024)
Tax Bill	$2,155 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-23-09-0482-0002`

Property Details

APN / Parcel Number

Primary APN	`003-23-09-0482-0002`
Alternative APNs	`45-16-05-432-002.000-042` `230904820002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,628 sqft Living Area
Gross Area	2,382 sqft
1st Floor Area	1,628 sqft
Basement Area	754 sqft
Family Room	Family Room

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1980
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	13,289 sqft (0.305 acres)
Lot Dimensions	137 ft deep x 97 ft wide
View / Lot	Extra Front
Garage Area	1,628 sqft
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	616 THOMAS ST
City	CROWN POINT
State	IN
Zip	46307-3467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOXS ADDITION LOT 2
Legal Subdivision	FOXS ADDITION
Legal Lot Number	2
Jurisdiction	LAKE IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2003
Census Tract	43003

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	616 THOMAS ST, CROWN POINT, IN 46307-3467
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 6, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2024 · Amount on Record
Deed Sale	Nov 7, 2024 · Amount on Record
Prior Sale	May 4, 2018 · Amount on Record
Deed Document Number	2024538376
Prior Transfer Date	Jan 4, 2008
Prior Transfer Doc	2008001213
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	616 THOMAS ST, CROWN POINT, IN 46307-3467
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 THOMAS ST, CROWN POINT, IN 46307-3467

Mortgage

Document Number	0000047643
Date	Dec 9, 2025
Instrument	2025-547643

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Mar 1, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	616 THOMAS ST, CROWN POINT, IN 46307-3467
Document Number	0000092064
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	616 THOMAS ST CROWN POINT IN 463073467, CROWN POINT, IN 46307-3467

Mortgage

Document Number	0000092064
Date	Dec 16, 2020
Instrument	92064

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Center Township
Municipality	Crown Point City
Unified School District	Crown Point Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$232,400 (+16.67%) Land $45,700 Building $186,700	$232,400 (+16.67%) Land $45,700 Building $186,700
2024	$2,155.00 (-1.28%)
2023		$199,200 (+0.5%) Land $45,700 Building $153,500	$199,200 (+0.5%) Land $45,700 Building $153,500
2022	$2,183.00	$198,200 Land $45,700 Building $152,500	$198,200 Land $45,700 Building $152,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROWN POINT WATER WORKS serves 30,000 people · EPA ID IN5245008
Water Source	Purchased surface water from INDIANA AMERICAN WATER - NORTHWEST
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet, Verizon.

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