545 Thomas St, Crown Point, IN 46307 Property Records

Lake County property record for 545 Thomas St, Crown Point, IN 46307

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,920 sqft · built 1992
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individuals on Record
Last Sale	$211,968 (Oct 2023)
Tax Bill	$1,681 (2024)
Deeds & Mortgages	May 2024 Transfer Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-23-09-0067-0008`

Property Details

APN / Parcel Number

Primary APN	`003-23-09-0067-0008`
Alternative APNs	`45-16-05-477-009.000-042` `230900670008`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	2,172 sqft
1st Floor Area	960 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2007
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	545 THOMAS ST
City	CROWN POINT
State	IN
Zip	46307-3436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAILROAD ADDITION BLOCK 23 N.33FT LOT 7 & E1/2 VAC ALLEY 95041597
Legal Subdivision	RAILROAD ADD
Legal Block	23
Legal Lot Number	7
Jurisdiction	LAKE IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2026
Census Tract	43003

Owner

Source: Lake County assessment roll, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	545 THOMAS ST, CROWN POINT, IN 46307-3436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 13, 2024	Intrafamily Transfer, Transfer
Aug 18, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 20, 2023	Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Prior Sale	Jan 29, 2016 · Amount on Record
Deed Document Number	2023534652
Last Transfer Date	May 6, 2024
Transfer Doc	0000012825
Record Updated	Sep 20, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	May 13, 2024
Property Address	545 THOMAS ST, CROWN POINT, IN 46307-3436
Document Number	0000012825
Map Reference	MR A PG 508
Instrument Date	May 10, 2024
Instrument	2024-012825
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	545 THOMAS ST, CROWN POINT, IN 46307-3436

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	545 THOMAS ST, CROWN POINT, IN 46307-3436
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023400
Date	Aug 18, 2021
Instrument	2021-523400

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 20, 2023
Property Address	545 THOMAS ST, CROWN POINT, IN 46307-3436
Document Number	0000034652
Map Reference	MR A PG 508
Instrument Date	Oct 17, 2023
Instrument	2023-534652
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 THOMAS ST, CROWN POINT, IN 46307-3436

Mortgage

Document Number	0000034653
Date	Oct 20, 2023
Instrument	2023-534653

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Center Township
Municipality	Crown Point City
Unified School District	Crown Point Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$212,800 (+28.74%) Land $35,000 Building $177,800	$212,800 (+28.74%) Land $35,000 Building $177,800
2024	$1,681.00 (-8.94%)
2023		$165,300 (-1.55%) Land $35,000 Building $130,300	$165,300 (-1.55%) Land $35,000 Building $130,300
2022	$1,846.00 (+10.41%)	$167,900 Land $35,000 Building $132,900	$167,900 Land $35,000 Building $132,900
2021	$1,672.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROWN POINT WATER WORKS serves 30,000 people · EPA ID IN5245008
Water Source	Purchased surface water from INDIANA AMERICAN WATER - NORTHWEST
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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