616 Side Rd, Cosby, TN 37722 Property Records

Cocke County property record for 616 Side Rd, Cosby, TN 37722

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,148 sqft · built 1972
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on Record
Tax Bill	$744 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`015094C A 01001`

Property Details

APN / Parcel Number

Primary APN	`015094C A 01001`
Alternative APN	`094C A 01001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	1,148 sqft
Unfinished Basement	1,148 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,651 sqft (0.519 acres)
Lot Dimensions	181 ft deep x 106 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	616 SIDE RD
City	COSBY
State	TN
Zip	37722-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: X02
Legal Subdivision	CRAWFORD & MCNABB
Legal Lot Number	28 106
Jurisdiction	COCKE TN
Township / Civil Division	1
Census Block Group	2
Census Block	2039
Census Tract	920502

Owner

Source: Cocke County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	616 SIDE RD, COSBY, TN 37722-3518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BK
Oct 16, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2006
Deed Sale	Jan 6, 2006
Deed Document Number	0001218332
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCKE TN
Property Address	616 SIDE RD, COSBY, TN 37722-3518
Document Number	1503317
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 SIDE RD COSBY TN 377223518, COSBY, TN 37722-3518

Mortgage

Document Number	1503317
Date	Apr 1, 2019
Book Page	001503/000317
Instrument	21167

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCKE TN
Property Address	616 SIDE RD, COSBY, TN 37722-3518
Document Number	1474737
Book / Page	001474 / 000737
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 SIDE RD COSBY TN 377223518, COSBY, TN 37722-3518

Mortgage

Document Number	1474737
Date	Nov 13, 2017
Book Page	001474/000737
Instrument	14076

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 12, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cocke County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cocke County
Unified School District	Cocke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$744.00 (+10.55%)	$49,650 (+88.96%) Land $3,625 Building $46,025	$198,600 (+88.96%) Land $14,500 Building $184,100
2024	$673.00	$26,275 (-) Land $2,400 Building $23,875
2023	$673.00 (-0.15%)	$26,275 (-) Land $2,400 Building $23,875
2022	$674.00	$26,275 Land $2,400 Building $23,875	$105,100 (-) Land $9,600 Building $95,500
2020			$105,100 Land $9,600 Building $95,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT UTILITIES BOARD serves 34,925 people · EPA ID TN0000500
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Newport Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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