609 Side Rd, Cosby, TN 37722 Property Records

Cocke County property record for 609 Side Rd, Cosby, TN 37722

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,148 sqft · built 1972
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,000 (Feb 2017)
Tax Bill	$643 (2025)
Deeds & Mortgages	May 2022 Mortgage Feb 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015094C A 00200`

Property Details

APN / Parcel Number

Primary APN	`015094C A 00200`
Alternative APN	`094C A 00200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	1,148 sqft
Unfinished Basement	1,148 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	52,272 sqft (1.2 acres)
Lot Dimensions	150 ft deep x 303 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	609 SIDE RD
City	COSBY
State	TN
Zip	37722-3519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: X02
Legal Subdivision	CRAWFORD & MCNABB
Legal Lot Number	4-6 5
Jurisdiction	COCKE TN
Township / Civil Division	1
Census Block Group	2
Census Block	2039
Census Tract	920502

Owner

Source: Cocke County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 SIDE RD, COSBY, TN 37722-3519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Feb 28, 2017	Affidavit of Death, Transfer ATTORNEY ONLY
Feb 28, 2017	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2017 · Amount on Record
Deed Sale	Feb 28, 2017 · Amount on Record
Deed Document Number	17010646
Deed Book / Page	1460 / 599
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCKE TN
Property Address	609 SIDE RD, COSBY, TN 37722-3519
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	PRESTIGE TITLE/BREVARD LLC, PRESTIGE T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015920689
Date	May 27, 2022
Book Page	1592/689
Instrument	22002814

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

February 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	COCKE TN
Recording Date	Feb 28, 2017
Property Address	609 SIDE RD, COSBY, TN 37722-3519
Document Number	1460596
Book / Page	001460 / 000596
Instrument Date	Feb 24, 2017
Instrument	10645
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 RANKIN RD NEWPORT TN 378215193, NEWPORT, TN 37821-5193

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCKE TN
Recording Date	Feb 28, 2017
Property Address	609 SIDE RD, COSBY, TN 37722-3519
Document Number	1460599
Book / Page	001460 / 000599
Instrument Date	Feb 21, 2017
Instrument	10646
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	307 GREENS CT GOOSE CREEK SC 294453489, GOOSE CREEK, SC 29445-3489

Mortgage

Document Number	1460603
Date	Feb 28, 2017
Book Page	001460/000603
Instrument	10647

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 27, 2032

Tax Assessment & Valuation

Source: Cocke County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cocke County
Unified School District	Cocke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$643.00 (-4.46%)	$42,875 (+63.02%) Land $5,200 Building $37,675	$171,500 (+63.02%) Land $20,800 Building $150,700
2024	$673.00	$26,300 (-) Land $3,425 Building $22,875
2023	$673.00 (-0.3%)	$26,300 (-) Land $3,425 Building $22,875
2022	$675.00	$26,300 Land $3,425 Building $22,875	$105,200 (-) Land $13,700 Building $91,500
2020			$105,200 Land $13,700 Building $91,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT UTILITIES BOARD serves 34,925 people · EPA ID TN0000500
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Newport Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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