Montcalm County property record for 616 S Main St, Crystal, MI 48818
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,137 sqft |
| Lot Size | 0.358 acres (15,577 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,000 (Apr 2010) |
| Tax Bill | $1,145 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Jun 2019 Refinance + 1 more |
| APN | 005-142-004-00 |
| Primary APN | 005-142-004-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,137 sqft Building Perimeter |
| 1st Floor Area | 878 sqft |
| Lot Area | 15,577 sqft (0.358 acres) |
|---|---|
| Lot Dimensions | 92.5 ft deep x 198 ft wide |
| Garage Area | 624 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 616 S MAIN ST |
|---|---|
| City | CRYSTAL |
| State | MI |
| Zip | 48818-9678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PP COVER S |
| Legal Description | COM AT A POINT 33 1/2 R N & 10 R W OF QUARTER POST ON E SIDE OF SEC 17, T10N R5W, THENCE W 99 FT N 53 5/8 FT, E 99 FT, S 53 5 |
| Legal Range | 05W |
| Legal Township | 10N |
| Legal Section | 17 |
| Legal Subdivision | MYER'S ADDITION |
| Legal Block | 12 |
| Jurisdiction | MONTCALM MI |
| Township / Civil Division | CRYSTAL |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 970900 |
616 S Main St is owned and occupied by an individual who bought it in April 2010.
Source: Montcalm County records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 616 S MAIN ST, CRYSTAL, MI 48818-9678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · Line of Credit MICHIGAN ONE CMNTY CU |
| Jun 6, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MICHIGAN ONE CMNTY CU |
| Aug 31, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance MMS MORTGAGE SERVICES LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2010 · Amount on File |
| Deed Sale | Apr 20, 2010 · Amount on File |
| Prior Sale | Apr 15, 2009 · Amount on File |
| Deed Book / Page | 1475 / 547 |
| Prior Transfer Date | Apr 9, 2009 |
| Prior Transfer Doc | 1440000232 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 616 S MAIN ST, CRYSTAL, MI 48818-9678 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021R15278 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 2021R-15278 |
| Name | MICHIGAN ONE CMNTY CU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 616 S MAIN ST, CRYSTAL, MI 48818-9678 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019R06015 |
|---|---|
| Date | Jun 6, 2019 |
| Instrument | 2019R-06015 |
| Name | MICHIGAN ONE CMNTY CU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 145 Months |
| Due | Jul 1, 2031 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Aug 31, 2020 |
| Property Address | 616 S MAIN ST, CRYSTAL, MI 48818-9678 |
| Document Number | 2020R09342 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 2020R09342 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 616 S MAIN ST, CRYSTAL, MI 48818-9678 |
| Document Number | 2020R09343 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020R-09343 |
| Name | MMS MORTGAGE SERVICES LTD |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
The 2025 property tax bill for 616 S Main St was $1,145, up 13% from the year before.
Source: Montcalm County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Montcalm County |
| County Subdivision | Crystal Township |
| Unified School District | Carson City-Crystal Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,000 (+3.9%) | $112,000 (+3.9%) | |
| 2025 | $1,145.00 (+13.03%) | $53,900 | $107,800 |
| 2024 | $1,013.00 | ||
| 2023 | $47,600 | $47,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 616 S Main St; there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (1983) |
| Most Recent Claim | Aug 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 616 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CMS Internet Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless | 100 / 20 |
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