Montcalm County property record for 520 S Main St, Crystal, MI 48818
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,263 sqft · built 1936 |
| Lot Size | 0.953 acres (41,517 sqft) |
| Owner | Individual Name on File |
| Last Sale | $62,500 (Jul 1997) |
| Tax Bill | $879 (2025) |
| Deeds & Mortgages | Aug 2019 Refinance |
| APN | 005-142-002-00 |
| Primary APN | 005-142-002-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,263 sqft Building Perimeter |
| 1st Floor Area | 801 sqft |
| Basement Area | 776 sqft |
| Unfinished Basement | 776 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Traditional |
| Lot Area | 41,517 sqft (0.953 acres) |
| Lot Dimensions | 165 ft deep x 264 ft wide |
| Garage Area | 396 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 520 S MAIN ST |
|---|---|
| City | CRYSTAL |
| State | MI |
| Zip | 48818-9657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PP COVER S |
| Legal Description | BEG 22 RDS S OF NE COR OF SE 1/4 OF NE 1/4, SEC 17; S 16 RDS; W 10 RDS; N 16 RDS; E 10 RDS TO POB; BEING PART OF LOT 5, BLK 1 |
| Legal Subdivision | MYER'S ADDITION |
| Legal Block | 12-13 |
| Legal Lot Number | 5 |
| Jurisdiction | MONTCALM MI |
| Township / Civil Division | CRYSTAL |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 970900 |
520 S Main St is owned and occupied by an individual who bought it in July 1997.
Source: Montcalm County records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 S MAIN ST, CRYSTAL, MI 48818-9657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 1997 · Amount on File |
| Deed Sale | Jul 1, 1997 · Amount on File |
| Prior Sale | Jun 27, 1996 |
| Deed Book / Page | 797 / 1221 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 520 S MAIN ST, CRYSTAL, MI 48818-9657 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019R08270 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 2019R-08270 |
| Name | COMMERCIAL BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 520 S Main St was $879, up 0.2% from the year before.
Source: Montcalm County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Montcalm County |
| County Subdivision | Crystal Township |
| Unified School District | Carson City-Crystal Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,800 (+4.13%) | $181,600 (+4.13%) | |
| 2025 | $879.00 (+0.23%) | $87,200 | $174,400 |
| 2024 | $877.00 | ||
| 2023 | $72,000 | $72,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 520 S Main St; there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (1983) |
| Most Recent Claim | Aug 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CMS Internet Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless | 100 / 20 |
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