616 S 1st St, Eldridge, IA 52748 Property Records

Scott County property record for 616 S 1st St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,113 sqft · built 1954
Lot Size	0.996 acres (43,386 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jan 2021)
Tax Bill	$4,904 (2026)
Deeds & Mortgages	Jun 2017 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`931430301`

Property Details

APN / Parcel Number

Primary APN	`931430301`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,113 sqft Living Area
1st Floor Area	1,154 sqft
Basement Area	1,610 sqft
Unfinished Basement	1,154 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,386 sqft (0.996 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	25 sqft
Patio Area	374 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	616 S 1ST ST
City	ELDRIDGE
State	IA
Zip	52748-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARP SURVEY LOT: 001 ARP SURVEY PROPOSEDLOT
Legal Subdivision	ARP SURVEY
Legal Lot Number	1
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2037
Census Tract	10201

Owner

616 S 1st St is owned and occupied by two individuals who bought it in January 2021.

Source: Scott County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	616 S 1ST ST, ELDRIDGE, IA 52748-1609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Dec 6, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Jan 19, 2021	Warranty Deed, Transfer · Construction Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Deed Document Number	20211866
Prior Transfer Date	Jan 11, 2021
Prior Transfer Doc	0000001866
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	616 S 1ST ST, ELDRIDGE, IA 52748-1609
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700014817
Date	Jun 9, 2017
Instrument	2017-00014817

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	616 S 1ST ST, ELDRIDGE, IA 52748-1609
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100041367
Date	Dec 6, 2021
Instrument	202100041367

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Dec 5, 2031
Min Rate At Change	5%
Max Rate At Change	9.12%
Margin	2

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	616 S 1ST ST, ELDRIDGE, IA 52748-1609
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100041368
Date	Dec 6, 2021
Instrument	202100041368

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 5, 2031

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Jan 19, 2021
Property Address	616 S 1ST ST, ELDRIDGE, IA 52748-1609
Document Number	202100001866
Instrument Date	Jan 11, 2021
Instrument	202100001866
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$287.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	616 S 1ST ST, ELDRIDGE, IA 52748-1609

Mortgage

Document Number	202100001868
Date	Jan 19, 2021
Instrument	202100001868

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	10 Months
Due	Nov 15, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 616 S 1st St was $4,904.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,904.00	$412,200 (-) Land $153,600 Building $258,600	$412,200 (-) Land $153,600 Building $258,600
2025	$4,904.00 (+3.03%)	$412,200 Land $153,600 Building $258,600	$412,200 Land $153,600 Building $258,600
2024	$4,760.00
2023		$371,300 Land $118,100 Building $253,200	$371,300 Land $118,100 Building $253,200
2022	$3,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 616 S 1st St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 616 S 1st St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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