420 S 1st St, Eldridge, IA 52748 Property Records

Scott County property record for 420 S 1st St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,461 sqft · built 1960
Lot Size	0.996 acres (43,386 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Nov 2021)
Tax Bill	$5,926 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`931419002`

Property Details

APN / Parcel Number

Primary APN	`931419002`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,461 sqft Living Area
1st Floor Area	1,495 sqft
Basement Area	1,932 sqft
Unfinished Basement	1,932 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,386 sqft (0.996 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	484 sqft
Deck Area	64 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	420 S 1ST ST
City	ELDRIDGE
State	IA
Zip	52748-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC:14 TWP:79 RNG:03PT NW SE NW COM SECOR SCHOOL LOT & W/LRD-SWLY 133.2'-SWLY343.06'-NWLY 131.78'-TH NELY 318.64' TO BEG. 1A
Legal Range	03W
Legal Township	79N
Legal Section	14
Legal Subdivision	METES & BOUNDS
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2027
Census Tract	10201

Owner

420 S 1st St is owned and occupied by two individuals who bought it in November 2021.

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	420 S 1ST ST, ELDRIDGE, IA 52748-1605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage R I A FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on File
Deed Sale	Nov 3, 2021 · Amount on File
Prior Sale	Jan 31, 2013 · Amount on File
Deed Document Number	202137873
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Nov 3, 2021
Property Address	420 S 1ST ST, ELDRIDGE, IA 52748-1605
Document Number	202100037873
Instrument Date	Oct 27, 2021
Instrument	202100037873
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$607.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	420 S 1ST ST, ELDRIDGE, IA 52748-1605

Mortgage

Document Number	202100037875
Date	Nov 3, 2021
Instrument	202100037875

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	420 S 1ST ST, ELDRIDGE, IA 52748-1605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000023663
Date	Aug 10, 2020
Instrument	202000023663

Lender

Name	R I A FCU
Type	Credit Union
Address	ROCK ISLAND, IL 61204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 420 S 1st St was $5,926 with a homeowner's exemption.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,926.00	$509,100 (-) Land $173,000 Building $336,100	$509,100 (-) Land $173,000 Building $336,100
2025	$5,926.00 (+7.36%) Homeowner's exemption	$509,100 Land $173,000 Building $336,100	$509,100 Land $173,000 Building $336,100
2024	$5,520.00
2023		$440,800 Land $118,300 Building $322,500	$440,800 Land $118,300 Building $322,500
2022	$5,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 S 1st St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 S 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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