600 Raintree Dr, Matthews, NC 28104 Property Records

Union County property record for 600 Raintree Dr, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,728 sqft · built 1985
Lot Size	4.07 acres (177,289 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,591 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-150-044`

Property Details

APN / Parcel Number

Primary APN	`07-150-044`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,728 sqft Living Area
1st Floor Area	1,984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	177,289 sqft (4.07 acres)

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	600 RAINTREE DR
City	MATTHEWS
State	NC
Zip	28104-7321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1 INDIA
Legal Description	P/12 RAINTREE FOREST OPCA176B
Legal Subdivision	RAIN FOREST
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	3
Census Block	3000
Census Tract	20315

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	600 RAINTREE DR, MATTHEWS, NC 28104-7321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Mar 16, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 21, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 29, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 14, 2017	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	600 RAINTREE DR, MATTHEWS, NC 28104-7321
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 RAINTREE DR, MATTHEWS, NC 28104-7321

Mortgage

Document Number	0008844806
Date	Jan 26, 2024
Book Page	8844/806
Instrument	1713

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	281 Months
Due	Jun 1, 2047

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	600 RAINTREE DR, MATTHEWS, NC 28104-7321
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 RAINTREE DR, MATTHEWS, NC 28104-7321

Mortgage

Document Number	0008426785
Date	Mar 16, 2022
Book Page	8426/785
Instrument	9842

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Jun 1, 2047

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	600 RAINTREE DR, MATTHEWS, NC 28104-7321
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 RAINTREE DR, MATTHEWS, NC 28104-7321

Mortgage

Document Number	0008962271
Date	Aug 21, 2024
Book Page	8962/271
Instrument	19834

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	274 Months
Due	Jun 1, 2047

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	600 RAINTREE DR, MATTHEWS, NC 28104-7321
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 RAINTREE DR, MATTHEWS, NC 28104-7321

Mortgage

Document Number	0000919072
Date	Aug 29, 2025
Book Page	9190/72
Instrument	22441

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	262 Months
Due	Jun 1, 2047

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	600 RAINTREE DR, MATTHEWS, NC 28104-7321
Document Number	6927750
Book / Page	006927 / 000750
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 RAINTREE DR MATTHEWS NC 281047321, MATTHEWS, NC 28104-7321

Mortgage

Document Number	6927750
Date	May 9, 2017
Book Page	006927/000750
Instrument	12709

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$542,100 (-) Land $117,500 Building $424,600	$542,100 (-) Land $117,500 Building $424,600
2025	$3,591.00 (+61.61%)	$542,100 (+106.12%) Land $117,500 Building $424,600	$542,100 (+106.12%) Land $117,500 Building $424,600
2023	$2,222.00	$263,000 Land $72,000 Building $191,000	$263,000 Land $72,000 Building $191,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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