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616 Owens Rd, Clover, SC 29710 Property Records

York County property record for 616 Owens Rd, Clover, SC 29710

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,720 sqft
Lot Size1.58 acres (68,825 sqft)
Owner2 Individual Names on Record
Tax Bill$905 (2025)
Deeds & MortgagesJun 2026 Construction Loan
Jan 2026 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN254-00-00-011

Property Details

APN / Parcel Number

Primary APN254-00-00-011

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,720 sqft Living Area
Gross Area1,816 sqft
1st Floor Area1,720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Lot Area68,825 sqft (1.58 acres)
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area96 sqft

Location & Zoning

Street Address616 OWENS RD
CityCLOVER
StateSC
Zip29710-7733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRUD
Legal Description(1.58AC) REMAINING OWENS RD
Legal SubdivisionMH
JurisdictionYORK SC
Township / Civil DivisionYORK
Census Block Group1
Census Block1017
Census Tract61503

Owner

Source: York County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address628 OWENS RD, CLOVER, SC 29710-7733
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed of Trust, Mortgage · Construction Mortgage
SOUTHWEST STAGE FUNDING
Jan 8, 2026Quit Claim Deed, Transfer · Construction Mortgage
SOUTHWEST STAGE FUNDING LLC
Jun 24, 2026Deed of Trust, Mortgage · Construction Mortgage
SOUTHWEST STAGE FUNDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 17, 2022
Transfer Doc0000013007
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Recording DateJun 26, 2026
Property Address616 OWENS RD, CLOVER, SC 29710-7733
Document Number0000022501
Book / Page22663 / 466
Instrument DateMay 27, 2026
Instrument202622501
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022501,
DateJun 26, 2026
Book Page22663/466
Instrument202622501
Lender
NameSOUTHWEST STAGE FUNDING
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate5.25%
Max Rate-1%

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionYORK SC
Recording DateJan 8, 2026
Property Address616 OWENS RD, CLOVER, SC 29710-7733
Document Number2234700305
Book / Page22347 / 305
Map ReferenceMB 175 PG 43
Instrument DateJan 6, 2026
Instrument2026000700
Transaction TypeTransfer
Record UpdatedJan 23, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address628 OWENS RD, CLOVER, SC 29710-7733

Mortgage

Document Number2234700309
DateJan 8, 2026
Book Page22347/309
Instrument2026000701
Lender
NameSOUTHWEST STAGE FUNDING LLC
TypeMortgage Company
Address2290 E YEAGER DR STE 250, CHANDLER, AZ 85286
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term367 Months
DueAug 1, 2056

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Recording DateJun 24, 2026
Property Address616 OWENS RD, CLOVER, SC 29710-7733
Document Number0000022197
Book / Page22659 / 198
Instrument DateJan 3, 2026
Instrument202622197
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 OWENS RD, CLOVER, SC 29710-7733

Mortgage

Document Number0000022197,
DateJun 24, 2026
Book Page22659/198
Instrument202622197
Lender
NameSOUTHWEST STAGE FUNDING
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.19%
Max Rate-1%

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyYork County
Unified School DistrictYork School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$905.00 (+14.12%)$7,246 (+9.13%) Land $1,410 Building $5,836$184,460 (+9.89%) Land $35,260 Building $149,200
2023$793.00 Additional exemption filed$6,640 Land $565 Building $6,075$167,854 Land $14,130 Building $153,724

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYORK COUNTY WEST WD
private · serves 18,273 people · EPA ID SC4620003
Water SourcePurchased surface water from CITY OF ROCK HILL
Last State InspectionNov 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Cable		2,000 / 200
Starlink
Satellite		280 / 30

May also be available: T-Mobile.

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