570 Owens Rd, Clover, SC 29710 Property Records

York County property record for 570 Owens Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,726 sqft · built 1960
Lot Size	0.446 acres (19,435 sqft)
Owner	Individual Name on File
Last Sale	$160,500 (Oct 2019)
Tax Bill	$4,931 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`254-00-00-010`

Property Details

APN / Parcel Number

Primary APN	`254-00-00-010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,726 sqft Living Area
Gross Area	1,888 sqft
1st Floor Area	1,726 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Brick
Lot Area	19,435 sqft (0.446 acres)
Porch	Slab
Porch Area	162 sqft
Storage Building	324 sqft

Location & Zoning

Street Address	570 OWENS RD
City	CLOVER
State	SC
Zip	29710-7732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUD
Legal Description	OWENS RD
Legal Subdivision	BON AIR
Jurisdiction	YORK SC
Township / Civil Division	YORK
Census Block Group	1
Census Block	1017
Census Tract	61503

Owner

570 Owens Rd is owned and occupied by an individual who bought it in October 2019.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	570 OWENS RD, CLOVER, SC 29710-7732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 5, 2024	Deed of Distribution, Transfer
Jan 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage WR STARKEY MORTGAGE LLP
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 16, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2019 · Amount on File
Deed Sale	Oct 16, 2019 · Amount on File
Prior Sale	Jul 26, 2013 · Amount on File
Deed Document Number	201944937
Deed Book / Page	17845 / 107
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	570 OWENS RD, CLOVER, SC 29710-7732
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1924700277
Date	May 10, 2021
Book Page	19247/277
Instrument	2021026892

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2024: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	YORK SC
Recording Date	Apr 5, 2024
Property Address	570 OWENS RD, CLOVER, SC 29710-7732
Document Number	2124100132
Book / Page	21241 / 132
Map Reference	MB 17 PG 172
Instrument Date	Dec 6, 2023
Instrument	2024010222
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 OWENS RD, CLOVER, SC 29710-7732

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	570 OWENS RD, CLOVER, SC 29710-7732
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1621200130
Date	Jan 31, 2017
Book Page	16212/130
Instrument	201700001319

Lender

Name	WR STARKEY MORTGAGE LLP
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	570 OWENS RD, CLOVER, SC 29710-7732
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1761800320
Date	Jun 25, 2019
Book Page	17618/320
Instrument	2019025450

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Oct 16, 2019
Property Address	570 OWENS RD, CLOVER, SC 29710-7732
Document Number	1784500107
Book / Page	017845 / 000107
Instrument Date	Oct 16, 2019
Instrument	44937
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$593.85
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 OWGNS YORK SC 29745, YORK, SC 29745

Mortgage

Document Number	1784500109
Date	Oct 16, 2019
Book Page	017845/000109
Instrument	44938

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 570 Owens Rd was $4,931.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,931.00	$11,352 Land $2,700 Building $8,652	$189,200 Land $45,000 Building $144,200
2023	$501.00	$4,930 Land $1,120 Building $3,810	$123,260 Land $28,000 Building $95,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 570 Owens Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 570 Owens Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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