616 Oak St, Sterling, CO 80751 Property Records

Logan County property record for 616 Oak St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,238 sqft · built 1921
Lot Size	0.218 acres (9,496 sqft)
Owner	Individual Name on File
Last Sale	$229,500 (Nov 2022)
Tax Bill	$1,114 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2021 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`38052529421011`

Property Details

APN / Parcel Number

Primary APN	`38052529421011`
Alternative APN	`4149000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,238 sqft Heated Area
1st Floor Area	1,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	9,496 sqft (0.218 acres)
Lot Dimensions	190 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	50 sqft
Patio Area	50 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	4149000
Street Address	616 OAK ST
City	STERLING
State	CO
Zip	80751-3333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 50' X 190' LOT 2 BLK 36 K&S ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	K&S ADDN
Legal Block	36
Legal Lot Number	2
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2030
Census Tract	966200

Owner

616 Oak St is owned and occupied by an individual who bought it in November 2022.

Source: Logan County records, as of May 14, 2026

Owner of Record	Individual Name on File
Mailing Address	616 OAK ST, STERLING, CO 80751-3333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO
Dec 6, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Nov 1, 2022	Special Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Apr 5, 2022	Intrafamily Transfer, Transfer · Construction Mortgage BANK OF COLORADO
Mar 17, 2021	Deed of Trust, Mortgage PREMIER FARM CREDIT FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on File
Deed Sale	Nov 1, 2022 · Amount on File
Prior Sale	Jun 27, 2016 · Amount on File
Deed Document Number	2022763953
Deed Book / Page	1052 / 144
Prior Transfer Date	Mar 28, 2022
Prior Transfer Doc	0000760789
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	616 OAK ST, STERLING, CO 80751-3333
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 OAK ST, STERLING, CO 80751-3333

Mortgage

Document Number	0000760788
Date	Apr 5, 2022
Book Page	1048/978
Instrument	760788

Lender

Name	BANK OF COLORADO
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	616 OAK ST, STERLING, CO 80751-3333
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 OAK ST, STERLING, CO 80751-3333

Mortgage

Document Number	0000758691
Date	Dec 6, 2021
Book Page	1046/880
Instrument	758691

Lender

Name	BANK OF COLORADO
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Nov 26, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Nov 1, 2022
Property Address	616 OAK ST, STERLING, CO 80751-3333
Document Number	0000763953
Book / Page	1052 / 144
Instrument Date	Sep 26, 2022
Instrument	763953
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	616 OAK ST, STERLING, CO 80751-3333

Mortgage

Document Number	0000763954
Date	Nov 1, 2022
Instrument	763954

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOGAN CO
Recording Date	Apr 5, 2022
Property Address	616 OAK ST, STERLING, CO 80751-3333
Document Number	0000760789
Book / Page	1048 / 979
Instrument Date	Mar 28, 2022
Instrument	760789
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	616 OAK ST, STERLING, CO 80751-3333

Mortgage

Document Number	0000760790
Date	Apr 5, 2022
Instrument	760790

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	616 OAK ST, STERLING, CO 80751-3333
Document Number	0000754326
Instrument Date	Mar 17, 2021
Transaction Type	Mortgage
Record Updated	May 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	616 OAK ST STERLING CO 807513333, STERLING, CO 80751-3333

Mortgage

Document Number	0000754326
Date	Mar 18, 2021
Book Page	001042/000509
Instrument	754326

Lender

Name	PREMIER FARM CREDIT FLCA
Address	STERLING, CO 80751

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 616 Oak St was $1,114.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,114.00	$13,296	$212,734 Land $47,500 Building $165,234
2023	$655.00 (-26.9%)	$156,560 (+1,338.97%) Land $35,630 Building $120,930	$156,560 (-) Land $35,630 Building $120,930
2022	$896.00	$10,880 Land $2,480 Building $8,400	$156,560 Land $35,630 Building $120,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 616 Oak St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1982–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 616 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Kentec Communications, Vistabeam.

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