531 Oak St, Sterling, CO 80751 Property Records

Logan County property record for 531 Oak St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,000 sqft · built 1911
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$219,900 (Dec 2023)
Tax Bill	$1,111 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2023 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`38052529431008`

Property Details

APN / Parcel Number

Primary APN	`38052529431008`
Alternative APN	`2722000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,000 sqft Heated Area
1st Floor Area	1,640 sqft
Family Room	Family Room

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Metal
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	72 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	2722000
Street Address	531 OAK ST
City	STERLING
State	CO
Zip	80751-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 NITTLERS SUBD OF LOT 5 BLK 31 K&S ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	K&S ADDN
Legal Block	31
Legal Lot Number	2,5
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2041
Census Tract	966200

Owner

531 Oak St is owned and occupied by an individual who bought it in December 2023.

Source: Logan County records, as of May 14, 2026

Owner of Record	Individual Name on File
Mailing Address	531 OAK ST, STERLING, CO 80751-3330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · Line of Credit TBK BANK SSB
Dec 14, 2023	Warranty Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO
Jun 13, 2023	Deed, Transfer
Apr 24, 2017	Deed of Trust, Mortgage · FHA Mortgage MCM HLDGS
Apr 24, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2023 · Amount on File
Deed Sale	Dec 14, 2023 · Amount on File
Prior Sale	Jun 13, 2023
Deed Document Number	2023768922
Deed Book / Page	1057 / 122
Prior Transfer Date	Feb 25, 2022
Prior Transfer Doc	0000760176
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	531 OAK ST, STERLING, CO 80751-3330
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000767255
Date	Aug 1, 2023
Book Page	1055/454
Instrument	767255

Lender

Name	TBK BANK SSB
Type	Bank
Address	AKRON, CO 80720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Jul 25, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Dec 14, 2023
Property Address	531 OAK ST, STERLING, CO 80751-3330
Document Number	0000768922
Book / Page	1057 / 122
Instrument Date	Dec 13, 2023
Instrument	768922
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Tax	$21.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	531 OAK ST, STERLING, CO 80751-3330

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LOGAN CO
Recording Date	Jun 13, 2023
Property Address	531 OAK ST, STERLING, CO 80751-3330
Document Number	0000766542
Book / Page	1054 / 739
Instrument Date	Jun 13, 2023
Instrument	766542
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8451 COUNTY ROAD 10, MERINO, CO 80741-9444
Investor	Possibly a Property Investor

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	531 OAK ST, STERLING, CO 80751-3330
Document Number	0000733632
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 OAK ST STERLING CO 807513330, STERLING, CO 80751-3330

Mortgage

Document Number	0000733632
Date	Apr 28, 2017
Book Page	001021/000805
Instrument	733632

Lender

Name	MCM HLDGS
Address	MIAMI LAKES, FL 33016

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	936 Months
Due	Apr 27, 2095

Interest

Rate Type	Adjustable Rate
Rate	4.39%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	531 OAK ST, STERLING, CO 80751-3330
Document Number	0000733633
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 OAK ST STERLING CO 807513330, STERLING, CO 80751-3330

Mortgage

Document Number	0000733633
Date	Apr 28, 2017
Book Page	001021/000806
Instrument	733633

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	936 Months
Due	Apr 27, 2095

Interest

Rate Type	Adjustable Rate
Rate	4.39%

Tax Assessment & Valuation

The 2025 property tax bill for 531 Oak St was $1,111.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,111.00	$13,255	$212,088 Land $25,000 Building $187,088
2023	$547.00 (-29.69%)	$135,970 (+1,338.84%) Land $18,750 Building $117,220	$135,970 (-) Land $18,750 Building $117,220
2022	$778.00	$9,450 Land $1,300 Building $8,150	$135,970 Land $18,750 Building $117,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 531 Oak St in Zone X, an area of moderate flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1982–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Kentec Communications, Vistabeam.

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