616 Kaplan St, Roselle, NJ 07203 Property Records

Union County and Roselle Borough property record for 616 Kaplan St, Roselle, NJ 07203

Property Summary

Property Type	Single Family Home
Details	958 sqft · built 1951
Lot Size	0.213 acres (9,278 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Dec 2018)
Tax Bill	$12,568 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14-07105-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`14-07105-0000-00016`
Alternative APNs	`140710500016` `4106`

Interior

Stories	1 Story
Building Area	958 sqft Living Area
1st Floor Area	958 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	9,278 sqft (0.213 acres)
Lot Dimensions	160 ft deep x 58 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	4106
Street Address	616 KAPLAN ST
City	ROSELLE
State	NJ
Zip	07203-2456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	ADDITIONAL LOTS: DEED 308179.
Legal Subdivision	MERIDIAN VILLAGE
Legal Block	7105
Legal Lot Number	16
Jurisdiction	UNION NJ
Township / Civil Division	ROSELLE
Census Block Group	3
Census Block	3018
Census Tract	34300

Owner

Source: Union County and Roselle Borough assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	616 KAPLAN ST, ROSELLE, NJ 07203-2456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jul 14, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jun 7, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jan 11, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jul 18, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Mar 23, 2020	Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK
Dec 24, 2018	Deed, Transfer FOUNDATION TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 24, 2018 · Amount on Record
Deed Sale	Dec 24, 2018 · Amount on Record
Prior Sale	Sep 13, 1999 · Amount on Record
Deed Document Number	2018308179
Deed Book / Page	6301 / 860
Prior Transfer Date	Apr 30, 2012
Prior Transfer Doc	0059100248
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Jun 17, 2026
Property Address	616 KAPLAN ST, ROSELLE, NJ 07203-2456
Document Number	0000093711
Book / Page	15817 / 2365
Instrument Date	Jun 5, 2026
Instrument	202693711
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 KAPLAN ST, ROSELLE, NJ 07203-2456

Mortgage

Document Number	0000093711,
Date	Jun 17, 2026
Book Page	15817/2365
Instrument	202693711

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2066

Interest

Rate	6.37%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	616 KAPLAN ST, ROSELLE, NJ 07203-2456
Transaction Type	Mortgage
Record Updated	Jul 27, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 KAPLAN ST, ROSELLE, NJ 07203-2456

Mortgage

Document Number	0153872122
Date	Jul 14, 2023
Book Page	15387/2122
Instrument	53992

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Apr 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	616 KAPLAN ST, ROSELLE, NJ 07203-2456
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 KAPLAN ST, ROSELLE, NJ 07203-2456

Mortgage

Document Number	0149822814
Date	Jun 7, 2021
Book Page	14982/2814
Instrument	13928

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Apr 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	616 KAPLAN ST, ROSELLE, NJ 07203-2456
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 KAPLAN ST, ROSELLE, NJ 07203-2456

Mortgage

Document Number	0151412412
Date	Jan 11, 2022
Book Page	15141/2412
Instrument	29110

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Apr 1, 2050

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	616 KAPLAN ST, ROSELLE, NJ 07203-2456
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 KAPLAN ST, ROSELLE, NJ 07203-2456

Mortgage

Document Number	0152502445
Date	Jul 18, 2022
Book Page	15250/2445
Instrument	40500

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Apr 1, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NJ
Property Address	616 KAPLAN ST, ROSELLE, NJ 07203-2456
Document Number	0146802927
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 KAPLAN ST ROSELLE NJ 072032456, ROSELLE, NJ 07203-2456

Mortgage

Document Number	0146802927
Date	Apr 20, 2020
Book Page	014680/002927
Instrument	690129

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Dec 24, 2018
Property Address	616 KAPLAN ST, ROSELLE, NJ 07203-2456
Document Number	0063010860
Book / Page	6301 / 0860
Map Reference	MAP 349-E
Instrument Date	Dec 7, 2018
Instrument	308179
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 VANDON LOOP, 615, BERLIN, NJ 08009-9732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 KAPLAN ST, ROSELLE, NJ 07203-2456

Tax Assessment & Valuation

Source: Union County and Roselle Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Roselle Borough
Unified School District	Roselle Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,400 (-) Land $71,800 Building $65,600	$137,400 (-) Land $71,800 Building $65,600
2025	$12,568.00 (+5.2%)	$137,400 (-) Land $71,800 Building $65,600	$137,400 (-) Land $71,800 Building $65,600
2024	$11,947.00 (+1.87%)
2023		$137,400 Land $71,800 Building $65,600	$137,400 Land $71,800 Building $65,600
2022	$11,728.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	66 (1983–2023)
Claims Outside the SFHA	13 of 66
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 11 claims Severe Storms And Flooding, Mar 2010 · 11 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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