612 Kaplan St, Roselle, NJ 07203 Property Records

Union County and Roselle Borough property record for 612 Kaplan St, Roselle, NJ 07203

Property Summary

Property Type	Single Family Home
Details	958 sqft · built 1951
Lot Size	0.214 acres (9,304 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jul 2015)
Tax Bill	$9,787 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-07105-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`14-07105-0000-00015`
Alternative APNs	`140710500015` `4105`

Interior

Stories	1 Story
Building Area	958 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	9,304 sqft (0.214 acres)
Lot Dimensions	160 ft deep x 58 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	4105
Street Address	612 KAPLAN ST
City	ROSELLE
State	NJ
Zip	07203-2456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	ADDITIONAL LOTS: DEED 263520.
Legal Subdivision	MERIDIAN VILLAGE
Legal Block	7105
Legal Lot Number	15
Jurisdiction	UNION NJ
Township / Civil Division	ROSELLE
Census Block Group	3
Census Block	3018
Census Tract	34300

Owner

Source: Union County and Roselle Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	612 KAPLAN ST, ROSELLE, NJ 07203-2456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2015 · Amount on Record
Deed Sale	Jul 21, 2015 · Amount on Record
Prior Sale	Jan 8, 2001 · Amount on Record
Deed Book / Page	6070 / 29
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	612 KAPLAN ST, ROSELLE, NJ 07203-2456
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	SOURCEPOINT FULFILLMENT SER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148702048
Date	Jan 28, 2021
Book Page	14870/2048
Instrument	2671

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Nov 1, 2045

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	612 KAPLAN ST, ROSELLE, NJ 07203-2456
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152542297
Date	Jul 26, 2022
Book Page	15254/2297
Instrument	40846

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County and Roselle Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Roselle Borough
Unified School District	Roselle Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,000 (-) Land $71,800 Building $35,200	$107,000 (-) Land $71,800 Building $35,200
2025	$9,787.00 (+5.2%)	$107,000 (-) Land $71,800 Building $35,200	$107,000 (-) Land $71,800 Building $35,200
2024	$9,303.00 (+1.86%)
2023		$107,000 Land $71,800 Building $35,200	$107,000 Land $71,800 Building $35,200
2022	$9,133.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	66 (1983–2023)
Claims Outside the SFHA	13 of 66
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 11 claims Severe Storms And Flooding, Mar 2010 · 11 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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