Black Hawk County property record for 616 Hilltop Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 1959 |
| Lot Size | 0.247 acres (10,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,384 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-04-252-023 |
| Primary APN | 8813-04-252-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 160 sqft |
| Unfinished Basement | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,780 sqft (0.247 acres) |
| Lot Dimensions | 110 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 1,034 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 616 HILLTOP RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-5026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH HILLS SECOND ADDITION LOT 34 |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 04 |
| Legal Subdivision | SOUTH HILLS SECOND ADDITION |
| Legal Lot Number | 34 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1302 |
616 Hilltop Rd is owned and occupied by two individuals.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 616 HILLTOP RD, WATERLOO, IA 50701-5026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 21, 2019 |
| Property Address | 616 HILLTOP RD, WATERLOO, IA 50701-5026 |
| Document Number | 202000003348 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 202000003348 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 616 HILLTOP RD, WATERLOO, IA 50701-5026 |
| Document Number | 202000003349 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 202000003349 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2034 |
The 2025 property tax bill for 616 Hilltop Rd was $5,384 with a homeowner's exemption, up 7.4% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,384.00 (+7.42%) Homeowner's exemption | $274,720 Land $37,780 Building $236,940 | $274,720 Land $37,780 Building $236,940 |
| 2024 | $5,012.00 | ||
| 2023 | $241,230 (+25.2%) Land $37,780 Building $203,450 | $241,230 Land $37,780 Building $203,450 | |
| 2022 | $4,036.00 Homeowner's exemption | $192,680 Land $37,780 Building $154,900 | |
| 2021 | $192,680 Land $37,780 Building $154,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 616 Hilltop Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 616 Hilltop Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures