534 Hilltop Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 534 Hilltop Rd, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,104 sqft · built 1959
Lot Size0.242 acres (10,560 sqft)
Owner2 Individual Names on Record
Last Sale$142,000 (Dec 2013)
Tax Bill$3,622 (2025)
Flood ZoneZone X (minimal risk)
APN8813-04-252-021

Property Details

APN / Parcel Number

Primary APN8813-04-252-021

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft
Basement Area1,104 sqft
Finished Basement875 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,560 sqft (0.242 acres)
Lot Dimensions132 ft deep x 80 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area204 sqft
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address534 HILLTOP RD
CityWATERLOO
StateIA
Zip50701-5024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH HILLS SECOND ADDITION LOT 32
Legal Range13W
Legal Township88N
Legal Section04
Legal SubdivisionSOUTH HILLS SECOND ADDITION
Legal Lot Number32
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1015
Census Tract1302

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address534 HILLTOP RD, WATERLOO, IA 50701-5024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2013 · Amount on Record
Deed SaleDec 23, 2013 · Amount on Record
Deed Document Number20132014012551
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,622.00 (+6.97%) Homeowner's exemption$188,360 (+13.26%) Land $31,360 Building $157,000$188,360 (+13.26%) Land $31,360 Building $157,000
2024$3,386.00 (+15.88%)
2023$166,310 (+17.17%) Land $31,360 Building $134,950$166,310 (+17.17%) Land $31,360 Building $134,950
2022$2,922.00 Homeowner's exemption$141,940 Land $31,360 Building $110,580
2021$141,940 Land $31,360 Building $110,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink, T-Mobile.

Nearby Properties on Hilltop Rd

Nearby Streets

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