616 Emma Dr SE, Cold Spring, MN 56320 Property Records

Stearns County property record for 616 Emma Dr SE, Cold Spring, MN 56320 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,240 sqft · built 2006
Lot Size	0.322 acres (14,007 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Dec 2018)
Tax Bill	$2,788 (2026)
Deeds & Mortgages	Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-29320-0507`

Property Details

APN / Parcel Number

Primary APN	`48-29320-0507`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,240 sqft Living Area
Gross Area	2,542 sqft
1st Floor Area	144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,007 sqft (0.322 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	616 EMMA DR SE
City	COLD SPRING
State	MN
Zip	56320-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 008 BLK 001 EMMA'S ESTATES SECTION 23 TOWNSHIP 123 RANGE 030 SECTION 23 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	23
Legal Subdivision	EMMAS ESTATES
Legal Block	1
Legal Lot Number	8
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	1
Census Block	1007
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29320-0507

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	616 EMMA DR SE, COLD SPRING, MN 56320-1454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 07, 2018 · Amount on Record
Deed Sale	Dec 07, 2018 · Amount on Record
Prior Sale	Jun 19, 2013 · Amount on Record
Deed Document Number	20181534638
Record Updated	Jun 08, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 07, 2018
Property Address	616 EMMA DR SE, COLD SPRING, MN 56320-1454
Document Number	00A1534638
Instrument Date	Nov 20, 2018
Instrument	A1534638
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	616 EMMA DR SE, COLD SPRING, MN 56320-1454

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,788.00 (+13.15%)
2025		$246,600 (+4.49%) Land $32,700 Building $213,900	$246,600 (+4.49%) Land $32,700 Building $213,900
2023	$2,464.00	$236,000 Land $32,800 Building $203,200	$236,000 Land $32,800 Building $203,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	3 (1997–2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2009, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.