Stearns County property record for 615 Emma Dr SE, Cold Spring, MN 56320 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,552 sqft · built 2003 |
| Lot Size | 0.835 acres (36,365 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $44,900 (Oct 2003) |
| Tax Bill | $4,598 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29320-0535 |
| Primary APN | 48-29320-0535 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| Gross Area | 2,012 sqft |
| 1st Floor Area | 1,552 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 36,365 sqft (0.835 acres) |
| Garage Type | Attached |
| Garage Area | 1,032 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 615 EMMA DR SE |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-1454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 008 BLK 002 EMMA'S ESTATES SECTION 23 TOWNSHIP 123 RANGE 030 SECTION 23 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 23 |
| Legal Subdivision | EMMAS ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29320-0535
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 615 EMMA DR SE, COLD SPRING, MN 56320-1454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2003 · Amount on Record |
| Deed Sale | Oct 27, 2003 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,598.00 (+11.06%) | $430,000 (+12.62%) Land $43,700 Building $386,300 | $430,000 (+12.62%) Land $43,700 Building $386,300 |
| 2025 | $381,800 (+3.33%) Land $37,400 Building $344,400 | $381,800 (+3.33%) Land $37,400 Building $344,400 | |
| 2023 | $4,140.00 | $369,500 Land $37,400 Building $332,100 | $369,500 Land $37,400 Building $332,100 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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