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616 E 9th St, Panama City, FL 32401 Property Records

Bay County property record for 616 E 9th St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 888 sqft · built 1985
Lot Size0.185 acres (8,059 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (May 2020)
Tax Bill$419 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17888-000-000

Property Details

APN / Parcel Number

Primary APN17888-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area888 sqft Heated Area
Gross Area948 sqft
1st Floor Area888 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area8,059 sqft (0.185 acres)
Lot Dimensions135 ft deep x 60 ft wide
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address616 E 9TH ST
CityPANAMA CITY
StateFL
Zip32401-3402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC04
Legal DescriptionSTILLMAN HTS. LOTS 17 & 18 ORB 4251 P 482
Legal Range14W
Legal Township04S
Legal Section04
Legal SubdivisionSTILLMAN HEIGHTS
Legal Lot Number17,18 18
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2036
Census Tract1600

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address616 E 9TH ST, PANAMA CITY, FL 32401-3402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2020 · Amount on Record
Deed SaleMay 12, 2020 · Amount on Record
Deed Document Number0004251482
Deed Book / Page4251 / 482
Record UpdatedJun 8, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMay 12, 2020
Property Address616 E 9TH ST, PANAMA CITY, FL 32401-3402
Document Number0042510482
Book / Page4251 / 482
Map ReferenceMB 2 PG 9
Instrument DateMay 12, 2020
Instrument2020031331
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanySOUTH OAK TITLE PANAMA CITY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$525.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address616 E 9TH ST, 616, PANAMA CITY, FL 32401-3402

Transferred To (Grantee/Buyer)

NameVerified Name
Address616 E 9TH ST, PANAMA CITY, FL 32401-3402

Mortgage

Document Number0004251484
DateMay 12, 2020
Instrument4251/484
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$419.00 (-30.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$69,420 (+5.99%)$85,695 (+16.22%) Land $18,624 Building $67,071
2023$606.00 (-9.15%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$65,499 (+3%)$73,732 (+14.47%) Land $15,714 Building $58,018
2022$667.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$63,591$64,414 Land $11,698 Building $52,716

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims9 (2008–2023)
Claims Outside the SFHA6 of 9
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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