608 E 9th St, Panama City, FL 32401 Property Records

Bay County property record for 608 E 9th St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 750 sqft · built 1960
Lot Size0.185 acres (8,059 sqft)
OwnerIndividual Name on Record
Last Sale$40,000 (Jan 2019)
Tax Bill$871 (2025)
Deeds & MortgagesJan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17891-000-000

Property Details

APN / Parcel Number

Primary APN17891-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area750 sqft Heated Area
Gross Area914 sqft
1st Floor Area750 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1980
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,059 sqft (0.185 acres)
Lot Dimensions135 ft deep x 60 ft wide
PorchPorch
Porch Area104 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address608 E 9TH ST
CityPANAMA CITY
StateFL
Zip32401-3402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC04
Legal DescriptionSTILLMAN HTS LOTS 20,21 ORB 4077 P 679
Legal Range14W
Legal Township04S
Legal Section04
Legal SubdivisionSTILLMAN HEIGHTS
Legal Lot Number20,21 21
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2036
Census Tract1600

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3125 E 13TH CT, PANAMA CITY, FL 32401-5081
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2019 · Amount on Record
Deed SaleJan 9, 2019 · Amount on Record
Deed Document Number0004077679
Deed Book / Page4077 / 679
Record UpdatedJun 8, 2026

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJan 9, 2019
Property Address608 E 9TH ST, PANAMA CITY, FL 32401-3402
Document Number0040770679
Book / Page004077 / 000679
Instrument DateJan 9, 2019
Instrument3272
Transaction TypeTransfer
Record UpdatedJan 30, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$280.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3125 E 13TH CT PANAMA CITY FL 324015081, PANAMA CITY, FL 32401-5081

Mortgage

Document Number40770681
DateJan 9, 2019
Book Page004077/000681
Instrument3273
Lender
NameALVIN L PETERS
Address25 E 8TH ST, PANAMA CITY, FL 32401-2901
Agreement
AmountAmount Recorded
Term120 Months
DueJan 8, 2029

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$871.00 (-20.89%)$55,714 (+5.94%) Land $18,624 Building $37,090$55,714 (+5.94%) Land $18,624 Building $37,090
2024$1,101.00 (+11.78%)$52,588 (+9.3%) Land $17,460 Building $35,128$52,588 (+9.3%) Land $17,460 Building $35,128
2023$985.00 (+12.83%)$48,113 (+16.56%) Land $15,714 Building $32,399$48,113 (+16.56%) Land $15,714 Building $32,399
2022$873.00$41,276 Land $11,698 Building $29,578$41,276 Land $11,698 Building $29,578

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims9 (2008–2023)
Claims Outside the SFHA6 of 9
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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