Okaloosa County property record for 616 29th St, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,490 sqft · built 1984 |
| Lot Size | 0.257 acres (11,198 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Jul 2016) |
| Deeds & Mortgages | Dec 2021 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-9214-4 |
| Primary APN | C56-000-592-9214-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,490 sqft Living Area |
| Gross Area | 5,656 sqft |
| 1st Floor Area | 2,746 sqft |
| Upper Floors Area | 680 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 11,198 sqft (0.257 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Attached |
| Garage Area | 1,200 sqft |
| Porch | Florida Room |
| Porch Area | 874 sqft |
| Patio Area | 138 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 616 29TH ST |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-2562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARKIE & J E ALLEN S/D NE15 FT OF LOT 11 & ALL OF LOTS 12, 13 BLK 3 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 07 |
| Legal Subdivision | ARKIE & J E ALLEN |
| Legal Block | 3 |
| Legal Lot Number | 120 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 21101 |
616 29th St is owned and occupied by two individuals who bought it in July 2016.
Source: Okaloosa County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 616 29TH ST, NICEVILLE, FL 32578-2562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 5, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2016 · Amount on File |
| Deed Sale | Jul 7, 2016 · Amount on File |
| Deed Document Number | 20163076307 |
| Deed Book / Page | 3255 / 4638 |
| Prior Transfer Date | May 4, 2005 |
| Prior Transfer Doc | 0026150301 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 616 29TH ST, NICEVILLE, FL 32578-2562 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 616 29TH ST, NICEVILLE, FL 32578-2562 |
| Document Number | 0035924838 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 3592/4838 |
| Instrument | 3512701 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 29, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 616 29TH ST, NICEVILLE, FL 32578-2562 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035364181 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 3536/4181 |
| Instrument | 3443343 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $313,219 | $471,837 Land $93,207 Building $378,630 | |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $295,526 | $455,477 Land $78,673 Building $376,804 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 616 29th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 31 (1979–2020) |
| Claims Outside the SFHA | 12 of 31 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 616 29th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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