609 29th St, Niceville, FL 32578 Property Records

Okaloosa County property record for 609 29th St, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 916 sqft · built 1949
Lot Size	0.315 acres (13,731 sqft)
Owner	Trust Name on File
Last Sale	$2,100 (Sep 2020)
Tax Bill	$2,149 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-9131-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-9131-0`
Alternative APNs	`07-1S-22-0000-0115-0000` `22S107000001150000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	916 sqft Living Area
Gross Area	1,217 sqft
1st Floor Area	916 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,731 sqft (0.315 acres)
Lot Width	136 ft Width
Porch	Florida Room
Porch Area	170 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	609 29TH ST
City	NICEVILLE
State	FL
Zip	32578-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR GOVT LOT 4 W 1050FT N 361FT W 274FT N 304FT TO S R/W 29TH ST(AKA 1ST ST.) & POB N61 DEG E ALG R/W 70FT S28 DEG E 103.89 FT S62 DEG W 70.2 FT S84 DEG W 30FT N74 DEG W 54.18FT N28 DEG W 53.11FT TO 29TH ST N61 DEG E 66.15FT TO POB & TRIANGULA
Legal Range	22W
Legal Township	01S
Legal Section	07
Legal Block	115
Legal Lot Number	4
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2025
Census Tract	21101

Owner

609 29th St is held in a trust since August 2021.

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	4457 HUNTINGTON CIR, NICEVILLE, FL 32578-2385
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed of Trust, Mortgage PEOPLES NATIONAL BANK
Sep 9, 2021	Intrafamily Transfer, Transfer ATTORNEY
Mar 29, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES NATIONAL BANK
Sep 24, 2020	Warranty Deed, Transfer PANHANDLE TITLE INC
Feb 24, 2020	Loan Modification, Mortgage · Conventional Mortgage PNB CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on File
Deed Sale	Sep 24, 2020 · Amount on File
Deed Document Number	20203393478
Deed Book / Page	3494 / 1790
Last Transfer Date	Aug 27, 2021
Transfer Doc	0035724613
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	609 29TH ST, NICEVILLE, FL 32578-2506
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4457 HUNTINGTON CIR, NICEVILLE, FL 32578-2385

Mortgage

Document Number	0036664459
Date	Mar 20, 2023
Book Page	3666/4459
Instrument	3612593

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank
Address	NICEVILLE, FL 32578

Agreement

Amount	Amount on Record
Term	62 Months
Due	May 14, 2028

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Sep 9, 2021
Property Address	609 29TH ST, NICEVILLE, FL 32578-2506
Document Number	0035724613
Book / Page	3572 / 4613
Instrument Date	Aug 27, 2021
Instrument	3487340
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4457 HUNTINGTON CIR, NICEVILLE, FL 32578-2385

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	609 29TH ST, NICEVILLE, FL 32578-2506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032930373
Date	Mar 29, 2017
Book Page	3293/0373
Instrument	3125791

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank
Address	NICEVILLE, FL 32578

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	35 Months
Due	Feb 21, 2020

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 24, 2020
Property Address	609 29TH ST, NICEVILLE, FL 32578-2506
Document Number	0034941790
Book / Page	003494 / 001790
Instrument Date	Sep 9, 2020
Instrument	3393478
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	PANHANDLE TITLE INC

Transaction

Amount	Amount on Record
Tax	$15.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5851 FRIENDSHIP LN CRESTVIEW FL 325369322, CRESTVIEW, FL 32536-9322

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	609 29TH ST, NICEVILLE, FL 32578-2506
Document Number	0034484665
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4457 HUNTINGTON CIR NICEVILLE FL 325782385, NICEVILLE, FL 32578-2385

Mortgage

Document Number	0034484665
Date	Mar 10, 2020
Book Page	003448/004665
Instrument	3343501

Lender

Name	PNB CMNTY BK
Address	NICEVILLE, FL 32578

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Mar 9, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 609 29th St was $2,149.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,149.00	$157,639 Land $103,563 Building $54,076	$157,639 Land $103,563 Building $54,076
2023	$1,883.00 (+7.05%)	$141,310 (+5.51%) Land $87,415 Building $53,895	$141,310 (+5.51%) Land $87,415 Building $53,895
2022	$1,759.00	$133,933 Land $83,252 Building $50,681	$133,933 Land $83,252 Building $50,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 29th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	31 (1979–2020)
Claims Outside the SFHA	12 of 31
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Hurricane Frances, Sep 2004 · 9 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 29th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: City of Valparaiso.

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