St. Joseph County property record for 61589 Locust Rd, South Bend, IN 46614
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,609 sqft · built 1940 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,793 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-13-03-300-007.000-001 |
| Primary APN | 71-13-03-300-007.000-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,609 sqft Living Area |
| 1st Floor Area | 1,609 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 61589 LOCUST RD |
|---|---|
| City | SOUTH BEND |
| State | IN |
| Zip | 46614-9250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 165 ON W. SIDE LOCUST RD. 1980 N. OF SE. COR SW. 5 AC. M OR LESS SEC. 3-36-2E |
| Legal Range | 36 |
| Legal Section | TW |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 12000 |
Source: St. Joseph County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 61589 LOCUST RD, SOUTH BEND, IN 46614-9250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 61589 LOCUST RD, SOUTH BEND, IN 46614-9250 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002404306 |
|---|---|
| Date | Feb 28, 2024 |
| Instrument | 2404306 |
| Name | AAA FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 30, 2043 |
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Centre Township |
| Unified School District | South Bend Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,793.00 (-25.8%) | $225,400 (+9.63%) Land $99,400 Building $126,000 | $225,400 (+9.63%) Land $99,400 Building $126,000 |
| 2024 | $5,112.00 (+108.23%) | ||
| 2023 | $2,455.00 (-53.13%) | $205,600 (-) Land $99,400 Building $106,200 | $205,600 (-) Land $99,400 Building $106,200 |
| 2022 | $5,238.00 Homeowner's exemption | $205,600 Land $99,400 Building $106,200 | $205,600 Land $99,400 Building $106,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUNSET VILLAGE & RV PARK private · serves 25 people · EPA ID IN5271016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Lead public education Nov 2021 |
| Monitoring and Reporting | 45 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G and 4G LTE (outdoors only)
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