61543 Locust Rd, South Bend, IN 46614 Property Records

St. Joseph County property record for 61543 Locust Rd, South Bend, IN 46614

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 3,600 sqft · built 1964
Lot Size	2.07 acres (90,518 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,224 (2024)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-13-03-300-005.000-001`

Property Details

APN / Parcel Number

Primary APN	`71-13-03-300-005.000-001`
Alternative APN	`0011003005703`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,600 sqft Living Area
Basement Area	2,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Exterior Material	Stone
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	90,518 sqft (2.07 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Pool Area	800 sqft
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0011003005703
Street Address	61543 LOCUST RD
City	SOUTH BEND
State	IN
Zip	46614-9250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 LACAY'S MINOR SUB. SEC 3-36-2E 2.078 AC M/L
Legal Range	02E
Legal Township	36
Legal Section	03
Legal Subdivision	LACAY'S MINOR SUB
Legal Lot Number	1
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4012
Census Tract	12000

Owner

61543 Locust Rd is owned and occupied by two individuals who acquired it in September 1990.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	61543 LOCUST RD, SOUTH BEND, IN 46614-9250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 1990
Deed Sale	Sep 19, 1990
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	61543 LOCUST RD, SOUTH BEND, IN 46614-9250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1809881
Date	Apr 27, 2018
Instrument	1809881

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	264 Months
Due	May 15, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Centre Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$265,400 Land $90,800 Building $174,600	$265,400 Land $90,800 Building $174,600
2024	$3,224.00 (-6.12%)
2023	$3,434.00 (-3.7%)	$266,500 (-0.3%) Land $90,800 Building $175,700	$266,500 (-0.3%) Land $90,800 Building $175,700
2022	$3,566.00 Homeowner's exemption	$267,300 Land $90,800 Building $176,500	$267,300 Land $90,800 Building $176,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 61543 Locust Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61543 Locust Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNSET VILLAGE & RV PARK private · serves 25 people · EPA ID IN5271016
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Lead public education Nov 2021
Monitoring and Reporting	45 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Fourway, Mercury Fiber, Surf Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locust Rd

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