Citrus County property record for 6157 E Elgin Ln, Inverness, FL 34452
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,324 sqft · built 1988 |
| Lot Size | 0.22 acres (9,599 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,000 (Mar 2015) |
| Tax Bill | $978 (2025) |
| Deeds & Mortgages | Feb 2023 Second Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E-19S-29-0010-03260-0180 |
| Primary APN | 20E-19S-29-0010-03260-0180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| Gross Area | 2,048 sqft |
| 1st Floor Area | 1,324 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 9,599 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Screened Aluminum Porch |
|---|---|
| Porch Area | 490 sqft |
| Patio Area | 180 sqft |
| Utility Building | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1804761 |
|---|---|
| Street Address | 6157 E ELGIN LN |
| City | INVERNESS |
| State | FL |
| Zip | 34452-7051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | INVERNESS HGLDS WEST PB 5 PG 19 LOT 18 BLK 326 |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 29 |
| Legal Subdivision | INVERNESS HIGHLANDS WEST |
| Legal Block | 326 |
| Legal Lot Number | 18 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 451103 |
Source: Citrus County records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6157 E ELGIN LN, INVERNESS, FL 34452-7051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Mar 8, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 18, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 20, 2018 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2015 · Amount on Record |
| Deed Sale | Mar 31, 2015 · Amount on Record |
| Prior Sale | Jan 11, 2010 · Amount on Record |
| Deed Document Number | 201514590 |
| Deed Book / Page | 2679 / 2437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 6157 E ELGIN LN, INVERNESS, FL 34452-7051 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6157 E ELGIN LN, INVERNESS, FL 34452-7051 |
| Document Number | 0033572433 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | 3357/2433 |
| Instrument | 2023010959 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 27, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 6157 E ELGIN LN, INVERNESS, FL 34452-7051 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6157 E ELGIN LN, INVERNESS, FL 34452-7051 |
| Document Number | 0032602317 |
|---|---|
| Date | Mar 8, 2022 |
| Book Page | 3260/2317 |
| Instrument | 2022016392 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 6157 E ELGIN LN, INVERNESS, FL 34452-7051 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 6157 E ELGIN LN, INVERNESS, FL 34452-7051 |
| Document Number | 0031652309 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 3165/2309 |
| Instrument | 2021033348 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 6157 E ELGIN LN, INVERNESS, FL 34452-7051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029150117 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 2915/0117 |
| Instrument | 2018036741 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $978.00 (+8.91%) Homeowner's exemption Veteran's exemption | $98,195 (-53.3%) | $205,997 (-2.02%) Land $9,200 Building $196,797 |
| 2024 | $898.00 (+3.94%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $210,247 (-0.49%) Land $6,240 Building $204,007 | $210,247 (-0.49%) Land $6,240 Building $204,007 |
| 2023 | $864.00 (+7.06%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $211,276 (+28.81%) Land $6,560 Building $204,716 | $211,276 (+28.81%) Land $6,560 Building $204,716 |
| 2022 | $807.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $164,022 Land $4,000 Building $160,022 | $164,022 Land $4,000 Building $160,022 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
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