Citrus County property record for 6094 E Elgin Ln, Inverness, FL 34452
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,065 sqft · built 1976 |
| Lot Size | 0.22 acres (9,599 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $465 (2025) |
| Deeds & Mortgages | Sep 2020 Reverse Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E-19S-29-0010-03270-011.0 |
| Primary APN | 20E-19S-29-0010-03270-011.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,065 sqft Living Area |
| 1st Floor Area | 1,065 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 9,599 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Area | 460 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1804965 |
|---|---|
| Old Parcel Number | 2919S20E0010032700110 |
| Street Address | 6094 E ELGIN LN |
| City | INVERNESS |
| State | FL |
| Zip | 34452-7052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR MED DENSITY RESIDENT |
| Legal Description | INVERNESS HGLDS WEST PB 5 PG 19 LOT 11 BLK 327 |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 29 |
| Legal Subdivision | INVERNESS HIGHLANDS WEST |
| Legal Block | 327 |
| Legal Lot Number | 11 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 451103 |
Source: Citrus County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6094 E ELGIN LN, INVERNESS, FL 34452-7052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2020 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Sep 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2002 |
| Deed Sale | Oct 4, 2002 |
| Prior Sale | Aug 9, 2002 |
| Deed Document Number | 1285542 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 6094 E ELGIN LN, INVERNESS, FL 34452-7052 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6094 E ELGIN LN, INVERNESS, FL 34452-7052 |
| Document Number | 0030932271 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 3093/2271 |
| Instrument | 2020050778 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 875 Months |
| Due | Aug 15, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.46% |
| Type Change Date | Oct 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 6094 E ELGIN LN, INVERNESS, FL 34452-7052 |
| Document Number | 0030932285 |
| Instrument Date | Sep 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6094 E ELGIN LN INVERNESS FL 344527052, INVERNESS, FL 34452-7052 |
| Document Number | 0030932285 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 003093/002285 |
| Instrument | 50779 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 876 Months |
| Due | Sep 22, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.46% |
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $465.00 (+16.54%) Homeowner's exemption Additional exemption filed | $126,814 (-2.95%) Land $9,200 Building $117,614 | $126,814 (-2.95%) Land $9,200 Building $117,614 |
| 2024 | $399.00 (+4.45%) Homeowner's exemption Additional exemption filed | $130,670 (+1.89%) Land $6,240 Building $124,430 | $130,670 (+1.89%) Land $6,240 Building $124,430 |
| 2023 | $382.00 (-9.05%) Homeowner's exemption Additional exemption filed | $128,240 (+19.11%) Land $6,560 Building $121,680 | $128,240 (+19.11%) Land $6,560 Building $121,680 |
| 2022 | $420.00 Homeowner's exemption Additional exemption filed | $107,665 Land $4,000 Building $103,665 | $107,665 Land $4,000 Building $103,665 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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