615 Watson Ave, Winchester, VA 22601 Property Records

Winchester City property record for 615 Watson Ave, Winchester, VA 22601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1946
Lot Size	0.07 acres (3,099 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jun 2025)
Tax Bill	$1,348 (2026)
Deeds & Mortgages	Jan 2022 Second Mortgage May 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`154-03-10`

Property Details

APN / Parcel Number

Primary APN	`154-03-10`
Alternative APNs	`2826` `3136`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,188 sqft Living Area
1st Floor Area	594 sqft
Basement Area	594 sqft
Unfinished Basement	594 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1972
Architectural Style	Townhouse
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,099 sqft (0.07 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2826
Street Address	615 WATSON AVE
City	WINCHESTER
State	VA
Zip	22601-5326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	ORCHARD TERR/PLUMLY DEV L-10 N 1/2 W S 615 WATSON AVENUE
Legal Subdivision	ORCHARD TERR
Legal Lot Number	10
Jurisdiction	WINCHESTER CITY VA
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2002
Census Tract	102

Owner

Source: Winchester City records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	615 WATSON AVE, WINCHESTER, VA 22601-5326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CAPON VALLEY BANK
May 23, 2019	Deed of Trust, Mortgage · Line of Credit BB&T REAL ESTATE FUNDING LLC
Feb 27, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Jan 28, 2022	Deed of Trust, Mortgage · Line of Credit CAPON VALLEY BANK
Jun 2, 2021	Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on Record
Deed Sale	Jun 16, 2025 · Amount on Record
Prior Sale	Jun 2, 2021 · Amount on Record
Deed Document Number	20251305
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CITY VA
Property Address	615 WATSON AVE, WINCHESTER, VA 22601-5326
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1529, MIDDLEBURG, VA 20118-1529

Mortgage

Document Number	0220000261
Date	Jan 28, 2022
Instrument	220000261

Lender

Name	CAPON VALLEY BANK
Type	Bank
Address	WARDENSVILLE, WV 26851

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CITY VA
Property Address	615 WATSON AVE, WINCHESTER, VA 22601-5326
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190000939
Date	May 23, 2019
Instrument	190000939

Lender

Name	BB&T REAL ESTATE FUNDING LLC
Type	Funding / Finance Company
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CITY VA
Property Address	615 WATSON AVE, WINCHESTER, VA 22601-5326
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 WATSON AVE, WINCHESTER, VA 22601-5326

Mortgage

Document Number	0190000338
Date	Feb 27, 2019
Instrument	190000338

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	RICHMOND, VA 23219

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CITY VA
Property Address	615 WATSON AVE, WINCHESTER, VA 22601-5326
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1529, MIDDLEBURG, VA 20118-1529

Mortgage

Document Number	0220000260
Date	Jan 28, 2022
Instrument	220000260

Lender

Name	CAPON VALLEY BANK
Type	Bank
Address	WARDENSVILLE, WV 26851

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	Jun 2, 2021
Property Address	615 WATSON AVE, WINCHESTER, VA 22601-5326
Document Number	0210001804
Map Reference	MB 83 PG 484
Instrument Date	May 28, 2021
Instrument	210001804
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$117.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23315 WILDWOOD LN, MIDDLEBURG, VA 20117-3533

Tax Assessment & Valuation

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Winchester City
Unified School District	Winchester City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,348.00	$169,500 (+12.25%) Land $32,000 Building $137,500
2025	$1,348.00 (+7.58%)		$169,500 (+12.25%) Land $32,000 Building $137,500
2023	$1,253.00 (+15.38%)	$151,000 Land $32,000 Building $119,000	$151,000 Land $32,000 Building $119,000
2022	$1,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICK WATER serves 46,206 people · EPA ID VA2069250
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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