615 Union St, Ryan, IA 52330 Property Records

Delaware County property record for 615 Union St, Ryan, IA 52330

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,512 sqft · built 1991
Lot Size	0.339 acres (14,784 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (Dec 2017)
Tax Bill	$4,662 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`690000208310`

Property Details

APN / Parcel Number

Primary APN	`690000208310`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,512 sqft Living Area
Basement Area	1,512 sqft
Finished Basement	900 sqft
Unfinished Basement	612 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,784 sqft (0.339 acres)
Lot Dimensions	132 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	615 UNION ST
City	RYAN
State	IA
Zip	52330-7737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 8 & 9 BLK 2 SUNSET ACRES SUBDIV
Legal Subdivision	SUNSET ACRES
Legal Block	2
Legal Lot Number	8,9
Jurisdiction	DELAWARE IA
Township / Civil Division	ADAMS
Census Block Group	4
Census Block	4174
Census Tract	950400

Owner

Source: Delaware County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	615 UNION ST, RYAN, IA 52330-7737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2017 · Amount on Record
Deed Sale	Dec 14, 2017 · Amount on Record
Deed Document Number	20173420
Deed Book / Page	2017 / 3420
Prior Transfer Date	Oct 4, 2012
Prior Transfer Doc	02012/3635
Record Updated	Oct 29, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IA
Recording Date	Dec 14, 2017
Property Address	615 UNION ST, RYAN, IA 52330-7737
Document Number	2017/3420
Book / Page	2017 / 3420
Instrument Date	Dec 12, 2017
Instrument	2017 3420
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	615 UNION ST, RYAN, IA 52330-7737

Mortgage

Document Number	2017/3421
Date	Dec 14, 2017
Book Page	2017/3421
Instrument	2017 3421

Lender

Name	UNIVERSAL LENDING CORP
Type	Lending Institution
Address	DENVER, CO 80224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Delaware County
Municipality	Ryan City
Unified School District	West Delaware County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,800 (-) Land $18,600 Building $263,200	$281,800 (-) Land $18,600 Building $263,200
2025	$4,662.00 (+9.23%)	$281,800 (+17.76%) Land $18,600 Building $263,200	$281,800 (+17.76%) Land $18,600 Building $263,200
2024	$4,268.00 (+14.24%)
2023		$239,300 (+27.63%) Land $18,600 Building $220,700	$239,300 (+27.63%) Land $18,600 Building $220,700
2022	$3,736.00	$187,500 Land $16,000 Building $171,500
2021			$187,500 Land $16,000 Building $171,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RYAN WATER SUPPLY serves 350 people · EPA ID IA2864013
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20