Delaware County property record for 522 Union St, Ryan, IA 52330
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,196 sqft · built 1977 |
| Lot Size | 0.273 acres (11,880 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,966 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 690000207600 |
| Primary APN | 690000207600 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| Basement Area | 1,196 sqft |
| Unfinished Basement | 1,196 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,880 sqft (0.273 acres) |
| Lot Dimensions | 132 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 182 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 522 UNION ST |
|---|---|
| City | RYAN |
| State | IA |
| Zip | 52330-7736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEEGAN'S SUB-DIV TO RYAN LOT 2 |
| Legal Subdivision | KEEGANS SUBD |
| Legal Lot Number | 2 |
| Jurisdiction | DELAWARE IA |
| Township / Civil Division | ADAMS |
| Census Block Group | 4 |
| Census Block | 4047 |
| Census Tract | 950400 |
Source: Delaware County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 522 UNION ST, RYAN, IA 52330-7736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK |
| Feb 2, 2018 | Deed of Trust, Mortgage CITIZENS STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IA |
| Property Address | 522 UNION ST, RYAN, IA 52330-7736 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/2568 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 2021/2568 |
| Instrument | 2021 2568 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 12, 2031 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IA |
| Property Address | 522 UNION ST, RYAN, IA 52330-7736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 000000000265 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 0000002018/0000000265 |
| Instrument | 000000000265 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Jan 1, 2048 |
Source: Delaware County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Delaware County |
| Municipality | Ryan City |
| Unified School District | West Delaware County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,100 (-) Land $15,800 Building $174,300 | $190,100 (-) Land $15,800 Building $174,300 | |
| 2025 | $2,966.00 (+11.76%) Homeowner's exemption | $190,100 (+19.48%) Land $15,800 Building $174,300 | $190,100 (+19.48%) Land $15,800 Building $174,300 |
| 2024 | $2,654.00 (+16.81%) | ||
| 2023 | $159,100 (+29.45%) Land $15,800 Building $143,300 | $159,100 (+29.45%) Land $15,800 Building $143,300 | |
| 2022 | $2,272.00 Homeowner's exemption | $122,900 Land $13,500 Building $109,400 | |
| 2021 | $122,900 Land $13,500 Building $109,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jun 2013 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RYAN WATER SUPPLY serves 350 people · EPA ID IA2864013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Nitrite resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Maquoketa Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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