615 Thomas St, Key West, FL 33040 Property Records

Monroe County property record for 615 Thomas St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,640 sqft · built 2013
Lot Size	0.097 acres (4,221 sqft)
Owner	2 Company Names on Record
Last Sale	$2,050,000 (Mar 2021)
Tax Bill	$20,334 (2024)
Deeds & Mortgages	Mar 2024 Transfer Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00013040-000000`

Property Details

APN / Parcel Number

Primary APN	`00013040-000000`
Alternative APNs	`01010100013040000000` `1013439`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,640 sqft Living Area
1st Floor Area	4,320 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2019
Exterior Material	Other
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	4,221 sqft (0.097 acres)
Lot Dimensions	102 ft deep x 42 ft wide

Exterior Amenities

Pool Area	434 sqft
Porch	Open Porch
Porch Area	300 sqft
Deck Area	25 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1013439
Street Address	615 THOMAS ST
City	KEY WEST
State	FL
Zip	33040-6540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HRO
Legal Description	KW PT LOT 3 SQR 63 H-395 OR2202-1052 OR2232-1407 OR2232-1409 OR2375-1058 OR2376-1043 OR3081-1589 OR3266-2480
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	ISLAND KEY WEST
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1008
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	302 BRICK SCHOOL RD, WARREN, CT 06754-1520
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Intrafamily Transfer, Transfer
Mar 16, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	Aug 15, 2008 · Amount on Record
Deed Document Number	20212308575
Deed Book / Page	3081 / 1589
Last Transfer Date	Feb 29, 2024
Transfer Doc	0032662480
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Mar 15, 2024
Property Address	615 THOMAS ST, KEY WEST, FL 33040-6540
Document Number	0032662480
Book / Page	3266 / 2480
Instrument Date	Feb 29, 2024
Instrument	2454642
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 BRICK SCHOOL RD, WARREN, CT 06754-1520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 BRICK SCHOOL RD, WARREN, CT 06754-1520

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 16, 2021
Property Address	615 THOMAS ST, KEY WEST, FL 33040-6540
Document Number	0030811589
Book / Page	3081 / 1589
Instrument Date	Mar 15, 2021
Instrument	2308575
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1733, FRANKFORT, MI 49635-1733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 BRICK SCHOOL RD, WARREN, CT 06754-1520

Mortgage

Document Number	0030811592
Date	Mar 16, 2021
Instrument	3081/1592

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,358,466 (-2.19%) Land $895,021 Building $1,463,445	$2,358,466 (-2.19%) Land $895,021 Building $1,463,445
2024	$20,334.00 (+4.33%)	$2,411,150 (+1.09%) Land $952,764 Building $1,458,386	$2,411,150 (+1.09%) Land $952,764 Building $1,458,386
2023	$19,491.00 (+14.12%)	$2,385,227 (+18.35%) Land $978,428 Building $1,406,799	$2,385,227 (+18.35%) Land $978,428 Building $1,406,799
2022	$17,079.00	$2,015,421 Land $593,473 Building $1,421,948	$2,015,421 Land $593,473 Building $1,421,948

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	180 units insured incl. 32 condo units
Nearby Flood Claims	84 (1980–2022)
Claims Outside the SFHA	41 of 84
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Hurricane Wilma, Oct 2005 · 30 claims Hurricane Georges, Sep 1998 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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