521 Thomas St, Key West, FL 33040 Property Records

Monroe County property record for 521 Thomas St, Key West, FL 33040 · Last verified December 2025

Property Summary

Property TypePrivate Utility (Electric, Water, Gas, Etc.)
Lot Size0.297 acres (12,975 sqft)
OwnerIndividual Name on File
Flood ZoneZone X (minimal risk)
APN00010110-000000

Property Details

APN / Parcel Number

Primary APN00010110-000000
Alternative APNs
  • 01010100010110000000
  • 1010391

Exterior

Lot Area12,975 sqft (0.297 acres)

Location & Zoning

Account Number1010391
Old Parcel Number01010100010110000000
Street Address521 THOMAS ST
CityKEY WEST
StateFL
Zip33040
Property CategoryPublic Works
Property TypePublic Works > Private Utility (Electric, Water, Gas, Etc.)
Legal DescriptionKW PT JACKSON SQ WATER WORKS G64-78/82
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionJACKSON SQUARE PROFESSIONAL CE
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1002
Census Tract972400

Owner

Source: Monroe County records · APN 00010110-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1100 KENNEDY DR, KEY WEST, FL 33040-4021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,985,724 (-) Land $1,261,086 Building $724,638$1,985,724 (-) Land $1,261,086 Building $724,638
2023Homeowner's exemption$1,985,724 Land $1,261,086 Building $724,638$1,985,724 Land $1,261,086 Building $724,638

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879724001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 148 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies180 units insured
32 under condo master policies
Nearby Flood Claims84 (1980–2022)
Claims Outside the SFHA41 of 84
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 23 claims
  • Hurricane Wilma, Oct 2005 · 30 claims
  • Hurricane Georges, Sep 1998 · 18 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 993 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Verizon, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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