615 Thatcher St, Denison, TX 75020 Property Records

Grayson County property record for 615 Thatcher St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,633 sqft · built 1981
Lot Size	0.447 acres (19,502 sqft)
Owner	Individual Name on Record
Tax Bill	$4,449 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D043 3210301`

Property Details

APN / Parcel Number

Primary APN	`D043 3210301`
Alternative APN	`150287`

Interior

Building Area	1,633 sqft Living Area
Gross Area	2,233 sqft
1st Floor Area	1,633 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1995
Lot Area	19,502 sqft (0.447 acres)
Lot Dimensions	130 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	600 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	140 sqft

Location & Zoning

Account Number	150287
Old Parcel Number	D043 3210301
Street Address	615 THATCHER ST
City	DENISON
State	TX
Zip	75020-7946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY SIDE S/D, BLOCK 29, LOT 12 13 14, ACRES .4477
Legal Subdivision	SUNNY SIDE S/D
Legal Block	29
Legal Lot Number	12-14 13
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	5
Census Block	5017
Census Tract	700

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	615 THATCHER ST, DENISON, TX 75020-7946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Jan 13, 2020	Intrafamily Transfer, Transfer · Line of Credit FIRST UNITED BANK & TRUST CO
Mar 28, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2021
Deed Sale	Jun 21, 2021
Prior Sale	Jan 13, 2020
Deed Document Number	2021-00020646
Record Updated	Jun 8, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jun 21, 2021
Property Address	615 THATCHER ST, DENISON, TX 75020-7946
Document Number	0000020646
Map Reference	VOL 84 PG 512
Instrument Date	Jun 14, 2021
Instrument	2021-00020646
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2867 CARDELL RD, 2867, LASHMEET, WV 24733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 THATCHER ST, DENISON, TX 75020-7946

Mortgage

Document Number	0000020647
Date	Jun 21, 2021
Instrument	2021-00020647

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON TX
Recording Date	Jan 13, 2020
Property Address	615 THATCHER ST, DENISON, TX 75020-7946
Document Number	0000000963
Map Reference	VOL 84 PG 512
Instrument Date	Jan 7, 2020
Instrument	2020-00000963
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 THATCHER ST, DENISON, TX 75020-7946

Mortgage

Document Number	0000000975
Date	Jan 13, 2020
Instrument	2020-00000975

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 28, 2018
Property Address	615 THATCHER ST, DENISON, TX 75020-7946
Document Number	0000006727
Instrument Date	Mar 23, 2018
Instrument	6727
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1118 COLLEGE BLVD #8 ALVA OK 737173145, 8, ALVA, OK 73717-3145

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$238,557 (+2.52%) Land $70,005 Building $168,552	$238,557 (+2.52%) Land $70,005 Building $168,552
2024	$4,449.00 (+1.88%)
2023		$232,702 Land $63,180 Building $169,522	$232,702 Land $63,180 Building $169,522
2022	$4,367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, Verizon.

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