614 Summit St, Prospect, NY 13435 Property Records

Oneida County and Trenton Town property record for 614 Summit St, Prospect, NY 13435 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Architecture Style	Traditional
Year Built	Built 1858
Square Footage	1,412 sqft Living Area
Lot Size	8,220 sqft (0.188 acres)
Occupancy	Owner Occupied
Tax Bill	$1,696.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`305889 178.006-2-26`
Alternative APNs	`30580317800600020260000000` `011700`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,412 sqft Living Area
1st Floor	706 sqft 1st Floor
2nd Floor	706 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1858
Effective Year Built	Effective 1858
Architectural Style	Traditional Style
Exterior Material	Composition/Composite Exterior
Lot Area	8,220 sqft (0.188 acres)
Depth X Width	120 ft x 68.5 ft Depth x Width
Porch Area	168 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	011700
Street Address	614 SUMMIT ST
City	PROSPECT
State	NY
Zip	13435-3560
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	26.000
Jurisdiction	ONEIDA NY
Minor Civil Division	TRENTON
Census Blockgroup	1
Census Block	1045
Census Tract	24000

Owner

Source: Oneida County and Trenton Town records · APN 305889 178.006-2-26

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	614 SUMMIT ST, PROSPECT, NY 13435-3560
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 25, 2014
Transfer Doc	2014013542
Record Refreshed	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	614 SUMMIT ST, PROSPECT, NY 13435-3560
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10772
Date	Jun 28, 2021
Instrument	2021-010772

Lender

Name	GPO FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oneida County and Trenton Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Trenton Town
Unified School District	Holland Patent Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,696.00 (+187.46%)	$33,000 (-) Land $5,000 Building $28,000	$80,488 (+12.2%) Land $12,195 Building $68,293
2023		$33,000 (-) Land $5,000 Building $28,000	$71,739 (+15.22%) Land $10,870 Building $60,869
2022	$590.00 Homeowner's exemption	$33,000 Land $5,000 Building $28,000	$62,264 Land $9,434 Building $52,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.