615 S 3rd St, Effingham, IL 62401 Property Records

Effingham County property record for 615 S 3rd St, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,526 sqft · built 1940
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Aug 2022)
Tax Bill	$1,717 (2025)
Deeds & Mortgages	Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-16-045-007`

Property Details

APN / Parcel Number

Primary APN	`03-16-045-007`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,526 sqft Base Area
1st Floor Area	1,526 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Mixed
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	615 S 3RD ST
City	EFFINGHAM
State	IL
Zip	62401-3751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 & E 22FT LOT 8 BLK 33 LOYS 2ND SUB 3805/91 1381/158 1109/342 839/10
Legal Subdivision	LOYS 2ND SUBDIVISION
Legal Block	33
Legal Lot Number	7-8
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3002
Census Tract	950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	615 S 3RD ST, EFFINGHAM, IL 62401-3751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Deed Document Number	20223397
Deed Book / Page	3805 / 91
Prior Transfer Date	Aug 15, 2022
Prior Transfer Doc	0003805/91
Record Updated	Oct 29, 2026

August 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 16, 2022
Property Address	615 S 3RD ST, EFFINGHAM, IL 62401-3751
Document Number	0003805/91
Book / Page	3805 / 91
Map Reference	MB 257 PG 167
Instrument Date	Aug 15, 2022
Instrument	202222003397
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 S 3RD ST, EFFINGHAM, IL 62401-3751

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,717.00 (-16.53%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$53,180 (+9.99%) Land $12,460 Building $40,720	$159,540 (+9.99%) Land $37,380 Building $122,160
2024	$2,057.00 (+141.43%)	$48,350 (+19.92%) Land $11,330 Building $37,020	$145,050 (+19.92%) Land $33,990 Building $111,060
2022	$852.00 Homeowner's exemption Senior Citizen's exemption	$40,320 Land $9,450 Building $30,870	$120,960 Land $28,350 Building $92,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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