607 S 3rd St, Effingham, IL 62401 Property Records

Effingham County property record for 607 S 3rd St, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,956 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Nov 2022)
Tax Bill	$2,219 (2025)
Deeds & Mortgages	Nov 2022 Sale Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-16-045-009`

Property Details

APN / Parcel Number

Primary APN	`03-16-045-009`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,956 sqft Base Area
1st Floor Area	1,956 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	607 S 3RD ST
City	EFFINGHAM
State	IL
Zip	62401-3751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 & PT LOTS 9 & 10 BLK 33 LOYS 2ND SUB 3827/133 3797/173 3797/158 1517/125 1396/226 1349/85 633/55
Legal Subdivision	LOYS 2ND SUBDIVISION
Legal Block	33
Legal Lot Number	5-10
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3002
Census Tract	950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	200 W SAINT LOUIS AVE, EFFINGHAM, IL 62401-2200
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 11, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2022 · Amount on Record
Deed Sale	Nov 29, 2022 · Amount on Record
Prior Sale	Feb 16, 2000 · Amount on Record
Deed Document Number	20224851
Deed Book / Page	3827 / 133
Prior Transfer Date	Jul 5, 2022
Prior Transfer Doc	003797/173
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Nov 29, 2022
Property Address	607 S 3RD ST, EFFINGHAM, IL 62401-3751
Document Number	003827/133
Book / Page	3827 / 133
Map Reference	MB 257 PG 167
Instrument Date	Nov 21, 2022
Instrument	202222004851
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 S 3RD ST, EFFINGHAM, IL 62401-3751

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	200 W SAINT LOUIS AVE, EFFINGHAM, IL 62401-2200

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Jul 11, 2022
Property Address	607 S 3RD ST, EFFINGHAM, IL 62401-3751
Document Number	003797/173
Book / Page	3797 / 173
Map Reference	MB 257 PG 167
Instrument Date	Jul 5, 2022
Instrument	202222002884
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 S 3RD ST, 605, EFFINGHAM, IL 62401-3751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 S 3RD ST, EFFINGHAM, IL 62401-3751

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,219.00 (-8.12%)	$39,340 (+10.01%) Land $10,870 Building $28,470	$118,020 (+10.01%) Land $32,610 Building $85,410
2024	$2,415.00 (+20.93%)	$35,760 (+19.88%) Land $9,880 Building $25,880	$107,280 (+19.88%) Land $29,640 Building $77,640
2022	$1,997.00	$29,830 Land $8,240 Building $21,590	$89,490 Land $24,720 Building $64,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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