615 Plum St, Ocean Springs, MS 39564 Property Records

Jackson County property record for 615 Plum St, Ocean Springs, MS 39564

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,234 sqft · built 2021
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$1,153 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`874.17-00-0432.00`

Property Details

APN / Parcel Number

Primary APN	`874.17-00-0432.00`
Alternative APNs	`06050069.000` `029796`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,234 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	615 PLUM ST
City	OCEAN SPRINGS
State	MS
Zip	39564-8716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2078 OCEAN BEACH EST S/D DB 2192-109 DB 2192-415 (432 MAP874.17)
Legal Range	7W
Legal Township	8S
Legal Section	08
Legal Subdivision	OCEAN BEACH EST
Legal Lot Number	2078
Jurisdiction	JACKSON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1054
Census Tract	40901

Owner

Source: Jackson County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	615 PLUM ST, OCEAN SPRINGS, MS 39564-8716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANCORPSOUTH BANK
Aug 11, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMUNITY BANK
Apr 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EARL BUCKLEY
Jun 15, 2021	Warranty Deed, Transfer
Jul 12, 2022	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2024
Deed Sale	Dec 11, 2024
Deed Document Number	202423168
Deed Book / Page	2192 / 415
Prior Transfer Date	Dec 10, 2024
Prior Transfer Doc	002192/415
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	615 PLUM ST, OCEAN SPRINGS, MS 39564-8716
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003799/744
Date	Jun 15, 2021
Book Page	3799/744
Instrument	202115364

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	615 PLUM ST, OCEAN SPRINGS, MS 39564-8716
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003697/365
Date	Aug 11, 2020
Book Page	3697/365
Instrument	202016913

Lender

Name	COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Sep 1, 2021

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	615 PLUM ST, OCEAN SPRINGS, MS 39564-8716
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003662/725
Date	Apr 13, 2020
Book Page	3662/725
Instrument	202007050

Lender

Name	EARL BUCKLEY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Jun 15, 2021
Property Address	615 PLUM ST, OCEAN SPRINGS, MS 39564-8716
Document Number	002028/556
Book / Page	2028 / 556
Instrument Date	Jun 11, 2021
Instrument	202115363
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	JACKSON MS
Recording Date	Jul 12, 2022
Property Address	615 PLUM ST, OCEAN SPRINGS, MS 39564-8716
Document Number	002079/654
Book / Page	2079 / 654
Instrument Date	Aug 7, 2020
Instrument	202215447
Record Updated	Aug 16, 2023

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 SEASHORE AVE, OCEAN SPRINGS, MS 39564-6053

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Ocean Springs School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,153.00 (+10.23%) Homeowner's exemption	$11,199 (+7.19%) Land $443 Building $10,756	$111,992 (+7.2%) Land $4,430 Building $107,562
2024	$1,046.00 (-1.51%) Homeowner's exemption	$10,448 (-) Land $432 Building $10,016	$104,475 (-) Land $4,320 Building $100,155
2023	$1,062.00 (+1.63%) Homeowner's exemption	$10,448 (-) Land $432 Building $10,016	$104,475 (-) Land $4,320 Building $100,155
2022	$1,045.00 Homeowner's exemption	$10,448 Land $432 Building $10,016	$104,475 Land $4,320 Building $100,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 307 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	314 units insured incl. 7 condo units
Nearby Flood Claims	5 (2005–2025)
Most Recent Claim	Jul 2025 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 85% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN BEACH private · serves 1,407 people · EPA ID MS0300113
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Sparklight.

Cell Coverage

5G (outdoors only) and 4G LTE

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