605 Plum St, Ocean Springs, MS 39564 Property Records

Jackson County property record for 605 Plum St, Ocean Springs, MS 39564

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,431 sqft · built 2019
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Tax Bill	$1,205 (2025)
Deeds & Mortgages	May 2019 Mortgage Jul 2020 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`874.17-00-0433.00M`

Property Details

APN / Parcel Number

Primary APN	`874.17-00-0433.00M`
Alternative APNs	`874.17-00-0433.00` `06050066.000` `029793`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,431 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	029793
Street Address	605 PLUM ST
City	OCEAN SPRINGS
State	MS
Zip	39564-8716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2075 & 2076 OCEAN BEACH EST S/D DB 2052-462 DB 2180-66 (433M MAP874.17)
Legal Range	07W
Legal Township	08S
Legal Section	08
Legal Subdivision	OCEAN BEACH EST
Legal Lot Number	2075
Jurisdiction	JACKSON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1054
Census Tract	40901

Owner

Source: Jackson County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	605 PLUM ST, OCEAN SPRINGS, MS 39564-8716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage KEESLER FEDERAL CREDIT UNION
Jul 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FBT MORTGAGE
Dec 13, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage TRUST BANK
Sep 3, 2024	Warranty Deed, Subdivision Related Transfer
Dec 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage TRUST BANK
Jul 30, 2020	Warranty Deed, Transfer
May 3, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2024
Deed Sale	Sep 3, 2024
Prior Sale	Dec 13, 2021
Deed Document Number	202416645
Deed Book / Page	2180 / 66
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	605 PLUM ST, OCEAN SPRINGS, MS 39564-8716
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003581/757
Date	May 3, 2019
Book Page	3581/757
Instrument	201909960

Lender

Name	KEESLER FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	605 PLUM ST, OCEAN SPRINGS, MS 39564-8716
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003693/434
Date	Jul 30, 2020
Book Page	3693/434
Instrument	202015584

Lender

Name	FBT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	605 PLUM ST, OCEAN SPRINGS, MS 39564-8716
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003861/131
Date	Dec 13, 2021
Book Page	3861/131
Instrument	202131226

Lender

Name	TRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Sep 3, 2024
Property Address	605 PLUM ST, OCEAN SPRINGS, MS 39564-8716
Document Number	0002180/66
Book / Page	2180 / 66
Map Reference	MB 5 PG 42
Instrument Date	Aug 30, 2024
Instrument	202416645
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1402 PASS RD, GULFPORT, MS 39501-5159

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	605 PLUM ST, OCEAN SPRINGS, MS 39564-8716

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Dec 13, 2021
Property Address	605 PLUM ST, OCEAN SPRINGS, MS 39564-8716
Document Number	002052/462
Book / Page	2052 / 462
Instrument Date	Nov 30, 2021
Instrument	202131225
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	605 PLUM ST, OCEAN SPRINGS, MS 39564-8716

Mortgage

Document Number	0202131226
Date	Dec 13, 2021
Instrument	202131226

Lender

Name	TRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Jul 30, 2020
Property Address	605 PLUM ST, OCEAN SPRINGS, MS 39564-8716
Document Number	001985/812
Book / Page	1985 / 812
Instrument Date	Jul 24, 2020
Instrument	202015583
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	May 3, 2019
Property Address	605 PLUM ST, OCEAN SPRINGS, MS 39564-8716
Document Number	001930/784
Book / Page	1930 / 784
Instrument Date	Apr 29, 2019
Instrument	201909959
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 PLUM ST, OCEAN SPRINGS, MS 39564-8716

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Ocean Springs School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,205.00 (+8.36%) Homeowner's exemption	$11,601 (+5.83%) Land $601 Building $11,000	$116,010 (+5.83%) Land $6,010 Building $110,000
2024	$1,112.00 (-1.51%) Homeowner's exemption	$10,962 (-) Land $432 Building $10,530	$109,623 (-) Land $4,320 Building $105,303
2023	$1,129.00 (-46.67%)	$10,962 (-33.33%) Land $432 Building $10,530	$109,623 (-) Land $4,320 Building $105,303
2022	$2,117.00	$16,443 Land $648 Building $15,795	$109,623 Land $4,320 Building $105,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 307 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	314 units insured incl. 7 condo units
Nearby Flood Claims	5 (2005–2025)
Most Recent Claim	Jul 2025 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 85% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN BEACH private · serves 1,407 people · EPA ID MS0300113
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Sparklight.

Cell Coverage

5G (outdoors only) and 4G LTE

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