615 Neff Dr, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 615 Neff Dr, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,738 sqft · built 1920
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$562,500 (Dec 2025)
Tax Bill	$4,482 (2025)
Deeds & Mortgages	Dec 2025 Sale Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-000-90022413`

Property Details

APN / Parcel Number

Primary APN	`04-000-90022413`
Alternative APNs	`400090022413` `00090022413`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,738 sqft Living Area
1st Floor Area	1,024 sqft
Basement Area	714 sqft
Finished Basement	714 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	130,680 sqft
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	112 sqft
Deck Area	324 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00090022413
Street Address	615 NEFF DR
City	GAMBRILLS
State	MD
Zip	21054-1988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	3 ACRES GAMBRILLS
Legal Subdivision	GAMBRILLS
Legal Block	2
Legal Lot Number	35
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2011
Census Tract	740800

Owner

615 Neff Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	615 NEFF DR, GAMBRILLS, MD 21054-1988
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed, Transfer
Jun 15, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on File
Deed Sale	Dec 10, 2025 · Amount on File
Prior Sale	May 18, 2016 · Amount on File
Deed Book / Page	41905 / 323
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 10, 2025
Property Address	615 NEFF DR, GAMBRILLS, MD 21054-1988
Document Number	0419050323
Book / Page	41905 / 323
Instrument Date	Oct 15, 2025
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount on Record
Tax	$2,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	615 NEFF DR, GAMBRILLS, MD 21054-1988

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	615 NEFF DR, GAMBRILLS, MD 21054-1988
Transaction Type	Mortgage
Record Updated	Jul 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0369850344
Date	Jun 15, 2021
Book Page	36985/344

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 615 Neff Dr was $4,482.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$479,867 (+1.47%)	$493,800 (+4.42%) Land $272,500 Building $221,300
2025	$4,482.00 Homeowner's exemption	$472,900 Land $269,500 Building $203,400	$472,900 Land $269,500 Building $203,400
2023	$3,642.00 Homeowner's exemption	$437,300	$472,900 Land $269,500 Building $203,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 Neff Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1983–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 Neff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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