609 Neff Dr, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 609 Neff Dr, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1960
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$15,678 (Oct 2012)
Tax Bill	$2,731 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-000-04078400`

Property Details

APN / Parcel Number

Primary APN	`04-000-04078400`
Alternative APNs	`4-000-04078400` `00004078400`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00004078400
Street Address	609 NEFF DR
City	GAMBRILLS
State	MD
Zip	21054-1988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	.600 ACRE GAMBRILLS
Legal Subdivision	GAMBRILLS
Legal Block	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2011
Census Tract	740800

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 NEFF DR, GAMBRILLS, MD 21054-1988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION MORTGAGE ASSOCIATION INC
Mar 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2012 · Amount on Record
Deed Sale	Oct 2, 2012 · Amount on Record
Deed Book / Page	25178 / 88
Last Transfer Date	Aug 15, 2016
Transfer Doc	0319350385
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	609 NEFF DR, GAMBRILLS, MD 21054-1988
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	FH TITLE INSURANCE AGENCY LLC, CU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 NEFF DR, GAMBRILLS, MD 21054-1988

Mortgage

Document Number	0371760001
Date	Jul 11, 2021
Book Page	37176/1

Lender

Name	CREDIT UNION MORTGAGE ASSOCIATION INC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 20, 2018
Property Address	609 NEFF DR, GAMBRILLS, MD 21054
Document Number	0319350385
Book / Page	031935 / 000385
Instrument Date	Aug 15, 2016
Transaction Type	Transfer
Record Updated	Apr 10, 2018

Transaction

Amount	Amount Recorded
Tax	$147.38
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 NEFF DR GAMBRILLS MD 21054, GAMBRILLS, MD 21054

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,533 (+1.39%)	$376,600 (+4.18%) Land $254,000 Building $122,600
2025	$2,731.00 (+2.13%) Homeowner's exemption	$361,500 (+6.46%) Land $251,000 Building $110,500	$361,500 (-) Land $251,000 Building $110,500
2024	$2,674.00 (+36.15%)
2023	$1,964.00 Homeowner's exemption	$339,567	$361,500 Land $251,000 Building $110,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1983–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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