615 N Main St, Bloomington, IL 61701 Property Records

McLean County property record for 615 N Main St, Bloomington, IL 61701

Property Summary

Property Type	Commercial
Details	10,158 sqft · built 1975
Lot Size	0.557 acres (24,245 sqft)
Owner	Company Name on File
Tax Bill	$6,291 (2024)
Deeds & Mortgages	Dec 2017 Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-179-015`

Property Details

APN / Parcel Number

Primary APN	`21-04-179-015`

Interior

Plumbing Fixtures	16 Plumbing Fixtures
Units	2 Units
Stories	2 Stories
Building Area	10,158 sqft Gross Area
1st Floor Area	6,024 sqft
Basement Area	3,189 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Combination
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	24,245 sqft (0.557 acres)
Lot Dimensions	133 ft deep x 140 ft wide
View / Lot	Lake Front
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating Fuel	Electric

Location & Zoning

Street Address	615 N MAIN ST
City	BLOOMINGTON
State	IL
Zip	61701-3000
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	BLOCK 3-CENTRAL BLOOMINGTON SUB & 1-A (EX BEG SE COR LOT 1B,NW ALG CURVE 31 S49 TO POB) 1-B
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	CENTRAL BLOOMINGTON SUB
Legal Block	3
Legal Lot Number	1B
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1002
Census Tract	1600

Owner

615 N Main St, a commercial property, is owned by a company.

Source: McLean County records, as of April 8, 2026

Owner of Record	Company Name on File
Mailing Address	18 SMOKEY CT, BLOOMINGTON, IL 61704-2706
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage MID LLLINI CU
Apr 13, 2022	Deed of Trust, Mortgage · Line of Credit MID-ILLINI CU
Apr 29, 2022	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Jun 22, 2017	Warranty Deed, Transfer · Commercial Mortgage MID-ILLINI CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	615 N MAIN ST, BLOOMINGTON, IL 61701-3000
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700022015
Date	Dec 13, 2017
Instrument	2017-00022015

Lender

Name	MID LLLINI CU
Type	Non-Lending Institution
Address	BLOOMINGTON, IL 61702

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	6 Months
Due	May 31, 2018

Interest

Rate Type	Adjustable Rate
Rate	6%
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	615 N MAIN ST, BLOOMINGTON, IL 61701-3000
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200006839
Date	Apr 13, 2022
Instrument	2022-00006839

Lender

Name	MID-ILLINI CU
Type	Credit Union
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	127 Months
Due	Nov 10, 2032

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	615 N MAIN ST, BLOOMINGTON, IL 61701-3000
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200008018
Date	Apr 29, 2022
Instrument	2022-00008018

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	337 Months
Due	May 28, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 22, 2017
Property Address	615 N MAIN ST, BLOOMINGTON, IL 61701-3000
Document Number	201700010990
Map Reference	DOC74-10969
Instrument Date	May 15, 2017
Instrument	2017-00010990
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 LANDMARK DR STE 4A, 4A, NORMAL, IL 61761-6164

Mortgage

Document Number	201700010991
Date	Jun 22, 2017
Instrument	2017-00010991

Lender

Name	MID-ILLINI CU
Type	Credit Union
Address	BLOOMINGTON, IL 61702

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,526 Land $69,594 Building $12,932	$247,578 Land $208,782 Building $38,796
2024	$6,291.00 (+0.24%)
2023	$6,276.00 (+9%)	$75,090 (+10.83%) Land $63,323 Building $11,767	$225,270 (+10.83%) Land $189,969 Building $35,301
2022	$5,758.00	$67,753 Land $57,135 Building $10,618	$203,259 Land $171,405 Building $31,854

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 615 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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