608 N Main St, Bloomington, IL 61701 Property Records

McLean County property record for 608 N Main St, Bloomington, IL 61701

Property Summary

Property Type	Commercial
Details	2 bd · 4,752 sqft
Lot Size	0.47 acres (2,066 sqft)
Owner	Individual Name on Record
Tax Bill	$6,271 (2024)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-04-178-012`

Property Details

APN / Parcel Number

Primary APN	`21-04-178-012`

Interior

Bedrooms	2 Beds
Plumbing Fixtures	10 Plumbing Fixtures
Units	4 Units
Stories	2 Stories
Building Area	4,752 sqft Gross Area
1st Floor Area	1,936 sqft
Basement Area	1,408 sqft
Finished Basement	1,408 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Exterior Material	Brick
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	2,066 sqft (0.47 acres)
Lot Dimensions	94 ft deep x 22 ft wide
View / Lot	Lake Front

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	608 N MAIN ST
City	BLOOMINGTON
State	IL
Zip	61701-3010
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ALLIN GRIDLEY & PRICKETTS ADD S22 LOT 8 BLK 24
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	ALLIN GRIDLEY & PRICKETTS ADD
Legal Block	24
Legal Lot Number	8
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1006
Census Tract	1600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bloomington Central Business District listed 1985 · 109 contributing resources · NRIS 85000363

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	300 N SEMINARY ST, DOWNS, IL 61736-9492
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK & TRUST
Oct 1, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK OF BLOOMINGTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 30, 2008
Transfer Doc	200900000187
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	608 N MAIN ST, BLOOMINGTON, IL 61701-3010
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300016605
Date	Dec 6, 2023
Instrument	2023-00016605

Lender

Name	FIRST STATE BANK & TRUST
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 1, 2028

Interest

Rate	8%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	608 N MAIN ST, BLOOMINGTON, IL 61701-3010
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900015663
Date	Oct 1, 2019
Instrument	2019-00015663

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Sep 25, 2024

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,267 (+9.9%) Land $7,107 Building $75,160	$246,801 (+9.9%) Land $21,321 Building $225,480
2024	$6,271.00 (+0.24%)
2023	$6,256.00 (+8.99%)	$74,855 (+10.83%) Land $6,467 Building $68,388	$224,565 (+10.83%) Land $19,401 Building $205,164
2022	$5,740.00	$67,541 Land $5,835 Building $61,706	$202,623 Land $17,505 Building $185,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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