Iroquois County property record for 615 N Central St, Gilman, IL 60938
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.645 acres (28,112 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Dec 2007) |
| Tax Bill | $3,025 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jul 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 17 31 177 001 |
| Primary APN | 17 31 177 001 |
|---|
| Lot Area | 28,112 sqft (0.645 acres) |
|---|
| Street Address | 615 N CENTRAL ST |
|---|---|
| City | GILMAN |
| State | IL |
| Zip | 60938-1226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 1-5 & N2 LT 6 BLK 10 CITY OF GILMAN |
| Legal Block | 10 |
| Legal Lot Number | 1-6 |
| Jurisdiction | IROQUOIS IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 950600 |
615 N Central St is owned and occupied by an individual who acquired it in July 2019.
Source: Iroquois County records, as of July 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 615 N CENTRAL ST, GILMAN, IL 60938-1226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK OF ROCKFORD |
| Jul 29, 2019 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2007 · Amount on File |
| Deed Sale | Dec 1, 2007 · Amount on File |
| Deed Document Number | 20077R5165 |
| Last Transfer Date | Jul 27, 2019 |
| Transfer Doc | 0000002150 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Property Address | 615 N CENTRAL ST, GILMAN, IL 60938-1226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20R2827 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 20R2827 |
| Name | NORTHWEST BANK OF ROCKFORD |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Recording Date | Jul 29, 2019 |
| Property Address | 615 N CENTRAL ST, GILMAN, IL 60938-1226 |
| Document Number | 19R2150 |
| Instrument Date | Jul 27, 2019 |
| Instrument | 19R2150 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 615 N CENTRAL ST, GILMAN, IL 60938-1226 |
The 2025 property tax bill for 615 N Central St was $3,025 with a homeowner's exemption.
Source: Iroquois County assessment roll, as of July 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Iroquois County |
| County Subdivision | Douglas Township |
| Municipality | Gilman City |
| Unified School District | Iroquois West Community Unit School District 10 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,025.00 | $44,800 Land $11,610 Building $33,190 | $134,400 Land $34,830 Building $99,570 |
| 2022 | $2,636.00 Homeowner's exemption | $39,570 Land $10,250 Building $29,320 | $118,710 Land $30,750 Building $87,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 615 N Central St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 615 N Central St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GILMAN serves 1,793 people · EPA ID IL0750450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Nextlink, Verizon, Watch TV.
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