Iroquois County property record for 514 N Central St, Gilman, IL 60938
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Dec 2021) |
| Tax Bill | $2,409 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17 31 305 005 |
| Primary APN | 17 31 305 005 |
|---|
| Street Address | 514 N CENTRAL ST |
|---|---|
| City | GILMAN |
| State | IL |
| Zip | 60938-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 4 & 5 & N2 LT 6 BLK 22 CITY OF GILMAN |
| Legal Block | 22 |
| Legal Lot Number | 4-6 |
| Jurisdiction | IROQUOIS IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 950600 |
514 N Central St is owned and occupied by two individuals who bought it in December 2021.
Source: Iroquois County records, as of July 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 514 N CENTRAL ST, GILMAN, IL 60938-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2021 · Amount on File |
| Deed Sale | Dec 3, 2021 · Amount on File |
| Deed Document Number | 20215078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Recording Date | Dec 3, 2021 |
| Property Address | 514 N CENTRAL ST, GILMAN, IL 60938-1225 |
| Document Number | 00021R5078 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 21R5078 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 514N CENTRAL STREET, 514N, GILMAN, IL 60938 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 514 N CENTRAL ST, GILMAN, IL 60938-1225 |
| Document Number | 00021R5079 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 21R5079 |
| Name | FEDERATED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 514 N Central St was $2,409 with a homeowner's exemption.
Source: Iroquois County assessment roll, as of July 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Iroquois County |
| County Subdivision | Douglas Township |
| Municipality | Gilman City |
| Unified School District | Iroquois West Community Unit School District 10 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,409.00 | $36,780 Land $8,460 Building $28,320 | $110,340 Land $25,380 Building $84,960 |
| 2022 | $2,082.00 Homeowner's exemption | $32,500 Land $7,480 Building $25,020 | $97,500 Land $22,440 Building $75,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 514 N Central St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 514 N Central St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GILMAN serves 1,793 people · EPA ID IL0750450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Nextlink, Verizon, Watch TV.
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