612 N 3rd St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 612 N 3rd St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,184 sqft · built 1900
Lot Size	0.192 acres (8,364 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Nov 2021)
Tax Bill	$2,771 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-103-0022-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-103-0022-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,184 sqft Living Area
1st Floor Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,364 sqft (0.192 acres)
Lot Dimensions	123 ft deep x 68 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	612 N 3RD ST
City	SAINT CLAIR
State	MI
Zip	48079-4806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	LOT 18 EXC THE E 60' ASSESSORS SUBD OF LOTS 1, 20 & 21 OF SUBD OF PART OF PC 304 & 305
Legal Subdivision	ASSESSORS
Legal Lot Number	18
Legal Unit	18,1
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4000
Census Tract	642000

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	612 N 3RD ST, SAINT CLAIR, MI 48079-4806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Sep 7, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 7, 2021	Land Contract, Transfer
Jan 23, 2019	Warranty Deed, Transfer FIRST CENTENNIAL TITLE AGENCY IN, FIRST CENTENNIAL TITLE AGCY IN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Jan 23, 2019 · Amount on Record
Deed Document Number	202133014
Deed Book / Page	5453 / 998
Prior Transfer Date	Aug 16, 2021
Prior Transfer Doc	5417830
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 23, 2021
Property Address	612 N 3RD ST, SAINT CLAIR, MI 48079-4806
Document Number	0005453998
Book / Page	5453 / 998
Map Reference	LB 50 PG 39
Instrument Date	Oct 29, 2021
Instrument	2021033014
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58991 ROSELL RD APT 1, 58991, LENOX, MI 48048-2696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33101 OAK CT, LENOX, MI 48048-2174

Mortgage

Document Number	0005444786
Date	Nov 3, 2021
Book Page	5444/786
Instrument	2021031115

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 7, 2021
Property Address	612 N 3RD ST, SAINT CLAIR, MI 48079-4806
Document Number	5417830
Book / Page	5417 / 830
Map Reference	LB 50 PG 39
Instrument Date	Aug 16, 2021
Instrument	2021025547
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 N 3RD ST, 612, SAINT CLAIR, MI 48079-4806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58991 ROSELL RD APT 1, 1, LENOX, MI 48048-2696

September 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 7, 2021
Property Address	612 N 3RD ST, SAINT CLAIR, MI 48079-4806
Document Number	5417831
Book / Page	5417 / 831
Map Reference	LB 50 PG 39
Instrument Date	Aug 16, 2021
Instrument	2021025548
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58991 ROSELL RD APT 1, 58991, LENOX, MI 48048-2696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 N 3RD ST, SAINT CLAIR, MI 48079-4806

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 23, 2019
Property Address	612 N 3RD ST, SAINT CLAIR, MI 48079-4806
Document Number	0050250888
Book / Page	005025 / 000888
Instrument Date	Dec 28, 2018
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	FIRST CENTENNIAL TITLE AGENCY IN, FIRST CENTENNIAL TITLE AGCY IN

Transaction

Amount	Amount Recorded
Tax	$361.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58991 ROSELL RD LENOX MI 480482696, LENOX, MI 48048-2696

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,771.00 (-7.45%) Homeowner's exemption	$103,400 (+35.52%)
2024	$2,994.00 (+7.58%)		$206,800 (+35.52%)
2023		$76,300
2022	$2,783.00		$152,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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