615 Missouri Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 615 Missouri Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,012 sqft · built 1930
Lot Size	0.344 acres (14,984 sqft)
Owner	Individual Name on Record
Last Sale	$322,000 (Dec 2022)
Tax Bill	$4,299 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0041-0150`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0041-0150`
Alternative APNs	`263001000100410150` `76874`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,012 sqft Living Area
Gross Area	1,188 sqft
1st Floor Area	1,012 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,984 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	264 sqft
Porch	Florida Room
Porch Area	176 sqft
Deck Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	615 MISSOURI AVE
City	SAINT CLOUD
State	FL
Zip	34769-2752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 34 BLK 41 LOTS 15-18 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	41
Legal Lot Number	15
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1017
Census Tract	43400

Owner

Source: Osceola County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	615 MISSOURI AVE, SAINT CLOUD, FL 34769-2752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 17, 2022	Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC
Mar 9, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 24, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Prior Sale	Jun 17, 2022 · Amount on Record
Deed Document Number	2022181407
Deed Book / Page	6332 / 515
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 19, 2022
Property Address	615 MISSOURI AVE, SAINT CLOUD, FL 34769-2752
Document Number	0063320515
Book / Page	6332 / 515
Map Reference	MB B PG 33&34
Instrument Date	Dec 16, 2022
Instrument	2022181407
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,254.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 RAVEN ROCK LN, LONGWOOD, FL 32750-3837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 MISSOURI AVE, SAINT CLOUD, FL 34769-2752

Mortgage

Document Number	0006332517
Date	Dec 19, 2022
Instrument	6332/517

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 17, 2022
Property Address	615 MISSOURI AVE, SAINT CLOUD, FL 34769-2752
Document Number	0062350863
Book / Page	6235 / 863
Map Reference	MB B PG 33&34
Instrument Date	Jun 16, 2022
Instrument	2022095161
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6771 OLD MELBOURNE HWY, 6771, SAINT CLOUD, FL 34771-7962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 RAVEN ROCK LN, LONGWOOD, FL 32750-3837

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 9, 2022
Property Address	615 MISSOURI AVE, SAINT CLOUD, FL 34769-2752
Document Number	0061671579
Book / Page	6167 / 1579
Map Reference	MB B PG 33&34
Instrument Date	Mar 4, 2022
Instrument	2022037965
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24818 TURKEY LAKE RD, 24818, HOWEY IN THE HILLS, FL 34737-3510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6771 OLD MELBOURNE HWY, SAINT CLOUD, FL 34771-7962

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 24, 2022
Property Address	615 MISSOURI AVE, SAINT CLOUD, FL 34769-2752
Document Number	0061571572
Book / Page	6157 / 1572
Map Reference	MB B PG 33&34
Instrument Date	Feb 23, 2022
Instrument	2022030388
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1153 MYRTLE ST, 1153, SANFORD, FL 32773-6419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24818 TURKEY LAKE RD, HOWEY IN HLS, FL 34737-3510

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,299.00 (+8.95%)	$240,000 (+9.64%) Land $63,200 Building $176,800	$240,000 (+9.64%) Land $63,200 Building $176,800
2023	$3,946.00 (+56.28%)	$218,900 (+56.47%) Land $57,500 Building $161,400	$218,900 (+56.47%) Land $57,500 Building $161,400
2022	$2,525.00	$139,900 Land $51,800 Building $88,100	$139,900 Land $51,800 Building $88,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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